3190 Gardner Rd, Marcellus, NY 13108 Property Records

Onondaga County and Marcellus Town property record for 3190 Gardner Rd, Marcellus, NY 13108

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 2,076 sqft · built 1958
Lot Size8.96 acres (390,298 sqft)
OwnerIndividual Name on Record
Last Sale$85,000 (Aug 2001)
Tax Bill$7,411 (2025)
Deeds & MortgagesFeb 2020 Refinance
Oct 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN314089 016.-02-30.1

Property Details

APN / Parcel Number

Primary APN314089 016.-02-30.1
Alternative APN
  • 408901600000020300010000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area2,076 sqft Living Area
1st Floor Area2,076 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1958
Architectural StyleRanch
Exterior MaterialWood
Lot Area390,298 sqft (8.96 acres)
Garage TypeDetached
Garage Area1,080 sqft
Parking Spaces4 Parking Spaces
PorchSlab
Porch Area151 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Street Address3190 GARDNER RD
CityMARCELLUS
StateNY
Zip13108-9660
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code04 - FARM
Legal DescriptionFL 34
Legal Block2
Legal Lot Number30.001
JurisdictionONONDAGA NY
Township / Civil DivisionMARCELLUS
Census Block Group1
Census Block1004
Census Tract16501

Owner

Source: Onondaga County and Marcellus Town records, as of May 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3190 GARDNER RD, MARCELLUS, NY 13108-9660
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 19, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
AMERICU CU
Oct 11, 2018Deed of Trust, Mortgage
AMERICU CREDIT UNION

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 13, 2001 · Amount on Record
Deed SaleAug 13, 2001 · Amount on Record
Deed Book / Page4587 / 272
Record UpdatedJun 8, 2026

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionONONDAGA NY
Property Address3190 GARDNER RD, MARCELLUS, NY 13108-9660
Transaction TypeMortgage
Record UpdatedMar 10, 2020

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2020000006306
DateFeb 19, 2020
Instrument20200-00006306
Lender
NameAMERICU CU
TypeCredit Union
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueMar 1, 2035

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionONONDAGA NY
Property Address3190 GARDNER RD, MARCELLUS, NY 13108-9660
Transaction TypeMortgage
Record UpdatedOct 31, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number18000046634
DateOct 11, 2018
Instrument180-00046634
Lender
NameAMERICU CREDIT UNION
TypeCredit Union
Agreement
AmountAmount Recorded
Term111 Months
DueJan 1, 2028

Tax Assessment & Valuation

Source: Onondaga County and Marcellus Town assessment roll, as of May 4, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOnondaga County
County SubdivisionMarcellus Town
Unified School DistrictOnondaga Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,411.00$195,000 (-) Land $38,900 Building $156,100$286,765 (+19.12%) Land $57,206 Building $229,559
2023Homeowner's exemption$195,000 Land $38,900 Building $156,100$240,741 Land $48,025 Building $192,716

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims6 (1978–1993)
Claims Outside the SFHA2 of 6
Most Recent ClaimApr 1993 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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