3186 Gardner Rd, Marcellus, NY 13108 Property Records

Onondaga County and Marcellus Town property record for 3186 Gardner Rd, Marcellus, NY 13108

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,576 sqft · built 2002
Lot Size	1.82 acres (79,279 sqft)
Owner	2 Individual Names on Record
Last Sale	$10,000 (Aug 2001)
Tax Bill	$10,641 (2025)
Deeds & Mortgages	Apr 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`314089 016.-02-30.2`

Property Details

APN / Parcel Number

Primary APN	`314089 016.-02-30.2`
Alternative APN	`408901600000020300020000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,576 sqft Living Area
1st Floor Area	1,500 sqft
2nd Floor Area	1,076 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Colonial
Exterior Material	Wood
Foundation Type	No Foundation
Lot Area	79,279 sqft (1.82 acres)
Garage Type	Detached
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	3186 GARDNER RD
City	MARCELLUS
State	NY
Zip	13108-9660
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	04 - FARM
Legal Description	FL 34
Legal Block	2
Legal Lot Number	30.002
Jurisdiction	ONONDAGA NY
Township / Civil Division	MARCELLUS
Census Block Group	1
Census Block	1004
Census Tract	16501

Owner

Source: Onondaga County and Marcellus Town records, as of May 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3186 GARDNER RD, MARCELLUS, NY 13108-9660
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 21, 2001 · Amount on Record
Deed Sale	Aug 21, 2001 · Amount on Record
Deed Book / Page	4590 / 297
Record Updated	Jun 8, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONONDAGA NY
Property Address	3186 GARDNER RD, MARCELLUS, NY 13108-9660
Transaction Type	Mortgage
Record Updated	May 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	18000015944
Date	Apr 12, 2018
Instrument	180-00015944

Lender

Name	GENERAL ELECTRIC CREDIT UNION
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	357 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Onondaga County and Marcellus Town assessment roll, as of May 4, 2026

Property Jurisdictions

Type	Name
State	New York
County	Onondaga County
County Subdivision	Marcellus Town
Unified School District	Onondaga Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,641.00	$280,000 (-) Land $31,300 Building $248,700	$411,765 (+19.12%) Land $46,029 Building $365,736
2023	Homeowner's exemption	$280,000 Land $31,300 Building $248,700	$345,679 Land $38,642 Building $307,037

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	6 (1978–1993)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Apr 1993 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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