3190 Gardenia Way, Eugene, OR 97404 Property Records

Lane County property record for 3190 Gardenia Way, Eugene, OR 97404

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,274 sqft · built 1966
Lot Size0.249 acres (10,829 sqft)
Owner2 Individual Names on Record
Last Sale$218,000 (Mar 2007)
Tax Bill$3,083 (2025)
Deeds & MortgagesMay 2026 Mortgage
Aug 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN17-04-11-11-03600-000

Property Details

APN / Parcel Number

Primary APN17-04-11-11-03600-000
Alternative APNs
  • 1704111103600
  • 0356400

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,274 sqft Living Area
Gross Area1,714 sqft
1st Floor Area1,274 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1966
Effective Year BuiltEffective 1966
Exterior MaterialWood Siding
Construction TypeFrame
Foundation TypeConcrete
Roof TypeGable
Roof MaterialConcrete
Lot Area10,829 sqft (0.249 acres)
Lot Dimensions114 ft deep x 95 ft wide
Garage TypeAttached
Garage Area440 sqft
DrivewayDriveway
Driveway Area629 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemRadiant

Location & Zoning

Account Number0356400
Street Address3190 GARDENIA WAY
CityEUGENE
StateOR
Zip97404-1734
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAG
Legal DescriptionTL 03600
Legal Range04
Legal Township17
Legal Section11
Legal SubdivisionHOLLYVIEW ESTATES
Legal Block5
Legal Lot Number3600
JurisdictionLANE OR
Township / Civil DivisionEUGENE-SPRINGFIELD
Census Block Group1
Census Block1024
Census Tract2301

Owner

Source: Lane County records, as of June 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1900 E BEACON DR, EUGENE, OR 97404-1165
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
May 29, 2026Deed of Trust, Mortgage · Conventional Mortgage
CROSSCOUNTRY MORTGAGE
Aug 15, 2017Deed of Trust, Mortgage · Conventional Mortgage
OPES ADVISORS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 30, 2007 · Amount on Record
Deed SaleMar 30, 2007 · Amount on Record
Prior SaleApr 23, 1999 · Amount on Record
Deed Document Number200721404
Record UpdatedOct 29, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLANE OR
Recording DateMay 29, 2026
Property Address3190 GARDENIA WAY, EUGENE, OR 97404-1734
Document Number0000017310
Instrument DateMay 20, 2026
Instrument202617310
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyWESTERN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety, 298
Address1900 E BEACON DR, EUGENE, OR 97404-1165

Mortgage

Document Number0000017310,
DateMay 29, 2026
Instrument202617310
Lender
NameCROSSCOUNTRY MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2056
Interest
Rate TypeFixed Rate
Rate6.23%
Initial TypeFixed Rate
Max Rate-1%

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLANE OR
Property Address3190 GARDENIA WAY, EUGENE, OR 97404-1734
Document Number0000041060
Instrument DateAug 15, 2017
Transaction TypeMortgage
Record UpdatedSep 5, 2017
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1900 E BEACON DR EUGENE OR 974041165, EUGENE, OR 97404-1165

Mortgage

Document Number0000041060
DateAug 18, 2017
Instrument41060
Lender
NameOPES ADVISORS
AddressTROY, MI 48098
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 17, 2047

Tax Assessment & Valuation

Source: Lane County assessment roll, as of November 10, 2025

Property Jurisdictions

TypeName
StateOregon
CountyLane County
Unified School DistrictEugene School District 4J (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,083.00 (+2.77%)$240,959 (+6.09%)$449,545 (+2.12%) Land $162,163 Building $287,382
2023$3,000.00 (+4.06%)$227,128 (+3%)$440,199 (+10.79%) Land $130,234 Building $309,965
2022$2,883.00$220,513$397,325 Land $132,869 Building $264,456

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEUGENE WATER & ELECTRIC BOARD
serves 176,000 people · EPA ID OR4100287
Water SourceSurface water
Last State InspectionJul 2021
Lead5 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 454 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Hunter Communications
Fiber
2,500 / 2,500
Xfinity
Cable
2,000 / 250
Alyrica
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
CenturyLink
DSL · Fiber in parts of the area
140 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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