Kane County property record for 319 Villa St, Elgin, IL 60120
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,938 sqft · built 1900 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | Individual Name on File |
| Last Sale | $89,000 (Jan 1999) |
| Tax Bill | $6,467 (2025) |
| Deeds & Mortgages | Jul 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-13-453-021 |
| Primary APN | 06-13-453-021 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,938 sqft Living Area |
| Gross Area | 2,907 sqft |
| Basement Area | 969 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Construction Type | Frame |
| Lot Area | 6,534 sqft (0.15 acres) |
| Street Address | 319 VILLA ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-6682 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GEORGE PLUMMERS ADDN LOT 6 |
| Legal Subdivision | GEORGE PLUMMERS ADDN |
| Legal Block | 2 |
| Legal Lot Number | 6 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 851301 |
319 Villa St is owned and occupied by an individual who bought it in January 1999.
Source: Kane County records, as of July 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 319 VILLA ST, ELGIN, IL 60120-6682 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 6, 1999 · Amount on File |
| Deed Sale | Jan 6, 1999 · Amount on File |
| Prior Sale | Dec 2, 1998 · Amount on File |
| Deed Document Number | 19991058 |
| Prior Transfer Date | Nov 20, 1998 |
| Prior Transfer Doc | 0000001058 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 319 VILLA ST, ELGIN, IL 60120-6682 |
| Document Number | 0000050713 |
| Instrument Date | Jul 3, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2017 |
| Title Company | NOVAS TITLE COMPANY LLC, NOVAS TITLE CO LLC |
| Name | Verified Name |
|---|---|
| Address | 319 VILLA ST ELGIN IL 601206682, ELGIN, IL 60120-6682 |
| Document Number | 0000050713 |
|---|---|
| Date | Sep 27, 2017 |
| Instrument | 50713 |
| Name | PEOPLES HM EQUITY |
|---|---|
| Type | Funding / Finance Company |
| Address | BRENTWOOD, TN 37027 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 26, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.37% |
The 2025 property tax bill for 319 Villa St was $6,467.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,467.00 | $84,770 (+8.57%) Land $14,370 Building $70,400 | $254,412 (+8.57%) Land $43,127 Building $211,285 |
| 2024 | $78,079 Land $13,236 Building $64,843 | $234,331 Land $39,724 Building $194,607 | |
| 2022 | $5,057.00 (+4.72%) Homeowner's exemption | $64,320 (+6.96%) Land $10,904 Building $53,416 | $192,960 (+6.96%) Land $32,712 Building $160,248 |
| 2021 | $4,829.00 Homeowner's exemption | $60,134 Land $10,194 Building $49,940 | $180,402 Land $30,582 Building $149,820 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 319 Villa St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 319 Villa St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 515 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable · Fiber in parts of the area | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, Fox Valley Internet, T-Mobile.
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