312 Trieste Dr, Punta Gorda, FL 33950 Property Records

Charlotte County property record for 312 Trieste Dr, Punta Gorda, FL 33950

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,747 sqft · built 1992
Lot Size	0.282 acres (12,286 sqft)
Owner	Company Name on Record
Last Sale	$440,000 (Dec 2020)
Tax Bill	$8,497 (2025)
Deeds & Mortgages	Mar 2021 Transfer Dec 2020 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`412329184002`

Property Details

APN / Parcel Number

Primary APN	`412329184002`
Alternative APNs	`00952601870000` `10004711438`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,747 sqft Living Area
Gross Area	2,447 sqft
1st Floor Area	1,747 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Type	Cathedral/Clerestory
Roof Material	Tile
Lot Area	12,286 sqft (0.282 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	441 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	392 sqft
Porch	Raised Porch
Porch Area	259 sqft
Loading Dock	105 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	00952601870000
Street Address	312 TRIESTE DR
City	PUNTA GORDA
State	FL
Zip	33950-8049
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GS-3.5
Legal Description	PUNTA GORDA ISLES SEC15 REP BLK281 LT 100 837/1662-73 955/90 1009/402 1541/2144 1665/1220 4433/750 4672/556 4731/1695
Legal Range	23E
Legal Township	41S
Legal Section	29
Legal Subdivision	PUNTA GORDA ISLES
Legal Tract	PGI
Legal Block	281
Legal Lot Number	100
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PUNTA GORDA
Census Block Group	2
Census Block	2020
Census Tract	10405

Owner

Source: Charlotte County records, as of November 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2727 W NORTH UNION RD, MIDLAND, MI 48642-9262
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2021	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Dec 7, 2020	Warranty Deed, Transfer · Conventional Mortgage TJC MORTGAGE INC
May 1, 2019	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 7, 2020 · Amount on Record
Deed Sale	Dec 7, 2020 · Amount on Record
Prior Sale	May 1, 2019 · Amount on Record
Deed Document Number	20202879675
Deed Book / Page	4672 / 556
Last Transfer Date	Mar 9, 2021
Transfer Doc	0047311695
Record Updated	Jun 8, 2026

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHARLOTTE FL
Recording Date	Mar 23, 2021
Property Address	312 TRIESTE DR, PUNTA GORDA, FL 33950-8049
Document Number	0047311695
Book / Page	4731 / 1695
Map Reference	MB 15 PG 25A-25O
Instrument Date	Mar 9, 2021
Instrument	2920006
Transaction Type	Transfer
Record Updated	Feb 7, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	2727 W NORTH UNION RD, MIDLAND, MI 48642-9262

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Dec 7, 2020
Property Address	312 TRIESTE DR, PUNTA GORDA, FL 33950-8049
Document Number	0046720556
Book / Page	4672 / 556
Map Reference	MB 15 PG 25A-25O
Instrument Date	Dec 3, 2020
Instrument	2879675
Transaction Type	Transfer
Record Updated	Feb 7, 2022
Title Company	FIRST INTERNATIONAL TTL INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,080.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	312 TRIESTE DR, 312, PUNTA GORDA, FL 33950-8049

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2727 W NORTH UNION RD, MIDLAND, MI 48642-9262

Mortgage

Document Number	0004672558
Date	Dec 7, 2020
Instrument	4672/558

Lender

Name	TJC MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	May 1, 2019
Property Address	312 TRIESTE DR, PUNTA GORDA, FL 33950-8049
Document Number	0044330750
Book / Page	004433 / 000750
Instrument Date	Apr 30, 2019
Instrument	2705664
Transaction Type	Transfer
Record Updated	May 14, 2019
Title Company	HOMETOWN TITLE AND CLOSING SERVICES, HOMETOWN TITLE & CLOSING SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,800.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	312 TRIESTE DR PUNTA GORDA FL 339508049, PUNTA GORDA, FL 33950-8049

Mortgage

Document Number	44330751
Date	May 1, 2019
Book Page	004433/000751
Instrument	2705665

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 30, 2049

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Municipality	Punta Gorda City
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,497.00 (-10.16%)	$518,279 (+23.66%) Land $267,750 Building $250,529	$518,279 (-0.24%) Land $267,750 Building $250,529
2024	$9,458.00 (+3.79%)
2023	$9,113.00 (+9.73%)	$419,111 (-18.92%)	$519,511 (+0.5%) Land $305,000 Building $214,511
2022	$8,305.00	$516,913 Land $236,300 Building $280,613	$516,913 Land $236,300 Building $280,613

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 823 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1,051 units insured incl. 228 condo units
Nearby Flood Claims	19 (2004–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 6 claims Hurricane Helene, Oct 2024 · 6 claims Hurricane Ian, Sep 2022 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · lower than 60% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PUNTA GORDA serves 36,302 people · EPA ID FL6080051
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
BridgeMAXX Suncoast Broadband Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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