319 Summer Sails Dr, Valrico, FL 33594 Property Records

Hillsborough County property record for 319 Summer Sails Dr, Valrico, FL 33594

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,353 sqft · built 2001
Lot Size	0.104 acres (4,540 sqft)
Owner	2 Individual Names on Record
Last Sale	$198,000 (Dec 2020)
Tax Bill	$3,215 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`085740-1262`

Property Details

APN / Parcel Number

Primary APN	`085740-1262`
Alternative APN	`U2029215PBD00000000120`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,353 sqft Living Area
Gross Area	1,935 sqft
1st Floor Area	1,353 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2013
Architectural Style	Mansion
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	4,540 sqft (0.104 acres)
Lot Dimensions	108 ft deep x 41.1 ft wide
Garage Type	Attached
Garage Area	308 sqft
Parking Spaces	1 Parking Space
Porch	Screened Porch
Porch Area	274 sqft
Patio Area	110 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0857401262
Street Address	319 SUMMER SAILS DR
City	VALRICO
State	FL
Zip	33594-8011
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	SOMERSET TRACT A-1 LOT 12 BLOCK D
Legal Range	21E
Legal Township	29S
Legal Section	20
Legal Subdivision	SOMERSET TRACT A-1
Legal Tract	A-1
Legal Block	D
Legal Lot Number	12
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	BRANDON
Census Block Group	1
Census Block	1009
Census Tract	12210

Owner

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	319 SUMMER SAILS DR, VALRICO, FL 33594-8011
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 12, 2020 · Amount on Record
Deed Sale	Dec 12, 2020 · Amount on Record
Prior Sale	Jan 31, 2006 · Amount on Record
Deed Document Number	2020525945
Prior Transfer Date	Jul 10, 2006
Prior Transfer Doc	0000353583
Record Updated	Oct 29, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Dec 12, 2020
Property Address	319 SUMMER SAILS DR, VALRICO, FL 33594-8011
Document Number	0000525945
Map Reference	MB 89 PG 25
Instrument Date	Dec 3, 2020
Instrument	2020525945
Transaction Type	Transfer
Record Updated	Jan 3, 2022
Title Company	AMERICAN GUARDIAN T&E

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,386.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1507 MEADOWRIDGE DR, 1507, VALRICO, FL 33596-5041

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	319 SUMMER SAILS DR, VALRICO, FL 33594-8011

Mortgage

Document Number	0000525946
Date	Dec 12, 2020
Instrument	2020525946

Lender

Name	THRIVE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$181,672 (+2.7%)	$234,800 (-2.07%) Land $59,464 Building $175,336
2025	$3,215.00 (+11.83%) Homeowner's exemption	$176,896 (+5.99%)	$239,756 (+7.67%) Land $59,464 Building $180,292
2023	$2,875.00 (+6.44%) Homeowner's exemption	$166,904 (+3%)	$222,671 (-0.57%) Land $59,464 Building $163,207
2022	$2,701.00 Homeowner's exemption	$162,043	$223,950 Land $50,316 Building $173,634

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1988–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20