315 Summer Sails Dr, Valrico, FL 33594 Property Records

Hillsborough County property record for 315 Summer Sails Dr, Valrico, FL 33594

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,482 sqft · built 2001
Lot Size0.133 acres (5,802 sqft)
OwnerIndividual Name on Record
Last Sale$211,000 (Aug 2020)
Tax Bill$5,627 (2025)
Deeds & MortgagesAug 2020 Sale & Mortgage
Jan 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN0857401258

Property Details

APN / Parcel Number

Primary APN0857401258
Alternative APN
  • U2029215PBD00000000100

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,482 sqft Heated Area
1st Floor Area882 sqft
Upper Floors Area600 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2017
Architectural StyleContemporary
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area5,802 sqft (0.133 acres)
Lot Dimensions104 ft deep x 55.8 ft wide
Garage Area492 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area254 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Account Number0857401258
Street Address315 SUMMER SAILS DR
CityVALRICO
StateFL
Zip33594-8011
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD
Legal DescriptionSOMERSET TRACT A-1 LOT 10 BLOCK D
Legal Range21E
Legal Township29S
Legal Section20
Legal SubdivisionSOMERSET TRACT A-1
Legal TractA
Legal BlockD
Legal Lot Number10
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionBRANDON
Census Block Group1
Census Block1009
Census Tract12210

Owner

Source: Hillsborough County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address14122 ARBOR HILLS RD, TAMPA, FL 33625-6428
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 5, 2020Warranty Deed, Transfer · FHA Mortgage
SUN WEST MORTGAGE COMPANY INC
Jan 31, 2019Warranty Deed, Transfer · FHA Mortgage
PARAMOUNT RESIDENTIAL MORTGAGE GROU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 5, 2020 · Amount on Record
Deed SaleAug 5, 2020 · Amount on Record
Prior SaleJan 31, 2019 · Amount on Record
Deed Document Number2020318825
Record UpdatedJun 8, 2026

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateAug 5, 2020
Property Address315 SUMMER SAILS DR, VALRICO, FL 33594-8011
Document Number0000318825
Map ReferenceMB 89 PG 25
Instrument DateJul 29, 2020
Instrument2020318825
Transaction TypeTransfer
Record UpdatedJan 3, 2022
Title CompanyMILESTONE TITLE SERVICES LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,477.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address315 SUMMER SAILS DR, 315, VALRICO, FL 33594-8011

Transferred To (Grantee/Buyer)

NameVerified Name
Address14122 ARBOR HILLS RD, TAMPA, FL 33625-6428

Mortgage

Document Number0000318826
DateAug 5, 2020
Instrument2020318826
Lender
NameSUN WEST MORTGAGE COMPANY INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2050

January 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateJan 31, 2019
Property Address315 SUMMER SAILS DR, VALRICO, FL 33594-8011
Document Number0000048261
Book / Page26370 / 1147
Map ReferenceMB 89 PG 25
Instrument DateJan 25, 2019
Instrument2019048261
Transaction TypeTransfer
Record UpdatedJan 3, 2022
Title CompanyFIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,421.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3006 S LAREE ST, 3006, SALT LAKE CITY, UT 84120-1669

Transferred To (Grantee/Buyer)

NameVerified Name
Address315 SUMMER SAILS DR, VALRICO, FL 33594-8011

Mortgage

Document Number0000048262
DateJan 31, 2019
Instrument2019048262
Lender
NamePARAMOUNT RESIDENTIAL MORTGAGE GROU
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2049

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,627.00 (+19.67%)$279,195 (+6.64%) Land $75,428 Building $203,767$279,195 (+6.64%) Land $75,428 Building $203,767
2023$4,702.00 (+8.64%)$261,809 (+4.56%) Land $75,428 Building $186,381$261,809 (+4.56%) Land $75,428 Building $186,381
2022$4,328.00$250,401 Land $63,824 Building $186,577$250,401 Land $63,824 Building $186,577

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims2 (1988–2024)
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHCWRD/SOUTH-CENTRAL
serves 515,012 people · EPA ID FL6290787
Water SourcePurchased surface water from several systems
Last State InspectionNov 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Xfinity
Cable
1,200 / 35
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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