319 Sophia Ter, Saint Augustine, FL 32095 Property Records

St. Johns County property record for 319 Sophia Ter, Saint Augustine, FL 32095

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 4,011 sqft · built 2005
Lot Size	0.37 acres (16,117 sqft)
Owner	Individual Name on File
Last Sale	$580,000 (Jul 2013)
Tax Bill	$16,227 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Aug 2026 Sale
Flood Zone	Zone X (minimal risk)
APN	`072084-0350`

Property Details

APN / Parcel Number

Primary APN	`072084-0350`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Plumbing Fixtures	21 Plumbing Fixtures
Stories	1 Story
Building Area	4,011 sqft Living Area
Gross Area	4,997 sqft
1st Floor Area	2,845 sqft
Attic	Attic
Attic Area	232 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	16,117 sqft (0.37 acres)
Garage Type	Attached
Garage Area	754 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	673 sqft
Patio Area	330 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	319 SOPHIA TER
City	SAINT AUGUSTINE
State	FL
Zip	32095-6813
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	45/21-24 MARSHALL CREEK DRI UNIT SV-3 LOT 35 OR3762/1315
Legal Range	29E
Legal Township	06S
Legal Section	03
Legal Subdivision	MARSHALL CREEK DRI UNIT SV-3
Legal Block	4
Legal Lot Number	35
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	4
Census Block	4029
Census Tract	20606

Owner

319 Sophia Ter is owned and occupied by an individual who acquired it in August 2026.

Source: St. Johns County records, as of September 25, 2026

Owner of Record	Individual Name on File
Mailing Address	319 SOPHIA TER, SAINT AUGUSTINE, FL 32095-6813
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2026	Deed of Trust, Mortgage · Conventional Mortgage SPACE COAST CREDIT UNION
Aug 28, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 17, 2013 · Amount on File
Deed Sale	Jul 17, 2013 · Amount on File
Prior Sale	Dec 22, 2009 · Amount on File
Deed Document Number	201347460
Deed Book / Page	3762 / 1315
Last Transfer Date	Aug 27, 2026
Transfer Doc	0000073759
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Recording Date	Sep 15, 2026
Property Address	319 SOPHIA TER, SAINT AUGUSTINE, FL 32095-6813
Document Number	0000078801
Book / Page	6436 / 1986
Instrument Date	Sep 1, 2026
Instrument	202678801
Transaction Type	Mortgage
Record Updated	Sep 25, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	319 SOPHIA TER, SAINT AUGUSTINE, FL 32095-6813

Mortgage

Document Number	0000078801,
Date	Sep 15, 2026
Book Page	6436/1986
Instrument	202678801

Lender

Name	SPACE COAST CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Sep 25, 2031

Interest

Max Rate	-1%

August 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST JOHNS FL
Recording Date	Aug 28, 2026
Property Address	319 SOPHIA TER, SAINT AUGUSTINE, FL 32095-6813
Document Number	0000073759
Book / Page	6427 / 985
Instrument Date	Aug 27, 2026
Instrument	202673759
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$70.70
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	319 SOPHIA TER, SAINT AUGUSTINE, FL 32095-6813

Tax Assessment & Valuation

The 2025 property tax bill for 319 Sophia Ter was $16,227, up 11.3% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$835,539 (-7.3%) Land $210,000 Building $625,539	$835,539 (-7.3%) Land $210,000 Building $625,539
2025	$16,227.00 (+11.33%)	$901,335 (+2.13%)	$901,335 (+2.13%) Land $225,000 Building $676,335
2024	$14,575.00 (+3.49%)	$882,535 (+0.16%)	$882,535 (+0.16%) Land $225,000 Building $657,535
2023	$14,083.00 (+6.29%)	$881,083 (+10.45%)	$881,083 (+10.45%) Land $225,000 Building $656,083
2022	$13,250.00	$797,747	$797,747 Land $196,000 Building $601,747

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 319 Sophia Ter in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 249 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	249 in force
Nearby Flood Claims	3 (2016–2022)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Nov 2022 · Hurricane Nicole

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 319 Sophia Ter is moderate, ranking above 47% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 82% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-NORTHEAST UTILITIES WS serves 14,790 people · EPA ID FL2554475
Water Source	Purchased groundwater from JEA MAJOR GRID
Last State Inspection	Mar 2024
Also Mapped Here	SJCU-CR214 MAINLAND WTP
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Fiber	2,000 / 2,000

May also be available: T-Mobile.

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