311 Sophia Ter, Saint Augustine, FL 32095 Property Records

St. Johns County property record for 311 Sophia Ter, Saint Augustine, FL 32095

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,930 sqft · built 2005
Lot Size	0.36 acres (15,681 sqft)
Owner	2 Individual Names on Record
Last Sale	$995,000 (May 2023)
Tax Bill	$17,221 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`072084-0330`

Property Details

APN / Parcel Number

Primary APN	`072084-0330`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	19 Plumbing Fixtures
Stories	1 Story
Building Area	3,930 sqft Living Area
Gross Area	4,928 sqft
1st Floor Area	2,442 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	15,681 sqft (0.36 acres)
Garage Type	Attached
Garage Area	673 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	630 sqft
Patio Area	50 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	311 SOPHIA TER
City	SAINT AUGUSTINE
State	FL
Zip	32095-6813
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	45/21-24 MARSHALL CREEK DRI UNIT SV-3 LOT 33 OR5766/16
Legal Range	29E
Legal Township	06S
Legal Section	03
Legal Subdivision	MARSHALL CREEK DRI UNIT SV-3
Legal Block	4
Legal Lot Number	33
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	4
Census Block	4029
Census Tract	20606

Owner

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	311 SOPHIA TER, SAINT AUGUSTINE, FL 32095-6813
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 31, 2023 · Amount on Record
Deed Sale	May 31, 2023 · Amount on Record
Prior Sale	Nov 10, 2014 · Amount on Record
Deed Document Number	202341446
Deed Book / Page	5766 / 16
Record Updated	Sep 20, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	May 31, 2023
Property Address	311 SOPHIA TER, SAINT AUGUSTINE, FL 32095-6813
Document Number	0057660016
Book / Page	5766 / 16
Map Reference	MB 45 PG 21
Instrument Date	May 30, 2023
Instrument	2023041446
Transaction Type	Transfer
Record Updated	Jun 12, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,965.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	311 SOPHIA TER, SAINT AUGUSTINE, FL 32095-6813

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1324 E CHINABERRY CT, SAINT JOHNS, FL 32259-5262

Mortgage

Document Number	0000576618
Date	May 31, 2023
Instrument	5766/18

Lender

Name	ARC HOME LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$846,402 (-8.11%) Land $210,000 Building $636,402	$846,402 (-8.11%) Land $210,000 Building $636,402
2025	$17,221.00 (+7.73%)	$921,150 (+1.79%)	$921,150 (+1.79%) Land $225,000 Building $696,150
2024	$15,986.00 (+53.68%)	$904,968 (+77.18%)	$904,968 (+2.06%) Land $225,000 Building $679,968
2023	$10,402.00 (+0.93%) Homeowner's exemption Widower's exemption	$510,754 (+3%)	$886,687 (+10.46%) Land $225,000 Building $661,687
2022	$10,306.00 Homeowner's exemption	$495,878	$802,686 Land $196,000 Building $606,686

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 249 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	249 in force
Nearby Flood Claims	3 (2016–2022)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Nov 2022 · Hurricane Nicole

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 82% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-NORTHEAST UTILITIES WS serves 14,790 people · EPA ID FL2554475
Water Source	Purchased groundwater from JEA MAJOR GRID
Last State Inspection	Mar 2024
Also Mapped Here	SJCU-CR214 MAINLAND WTP
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Fiber	2,000 / 2,000

May also be available: T-Mobile.

Nearby Properties on Sophia Ter

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures