Darke County property record for 319 School St, Bradford, OH 45308
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 2,083 sqft · built 1900 |
| Lot Size | 0.242 acres (10,559 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $74,900 (Nov 2016) |
| Tax Bill | $1,452 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit Mar 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | A04-2-409-21-02-01-11500 |
| Primary APN | A04-2-409-21-02-01-11500 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 2,083 sqft Living Area |
| 1st Floor Area | 2,816 sqft |
| Attic | Attic |
| Attic Area | 675 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Conventional |
| Exterior Material | Combination |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 10,559 sqft (0.242 acres) |
| Lot Dimensions | 160 ft deep x 66 ft wide |
| Garage Area | 768 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 390 sqft |
| Patio Area | 255 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 319 SCHOOL ST |
|---|---|
| City | BRADFORD |
| State | OH |
| Zip | 45308-1025 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ROUTZONG ADDN E1/2 LOT 14 |
| Legal Subdivision | ROUTZONG ADDN |
| Legal Lot Number | 14 |
| Jurisdiction | DARKE OH |
| Township / Civil Division | ADAMS |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 540100 |
Source: Darke County records · APN A04-2-409-21-02-01-11500
Assessment roll updated February 27, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 319 SCHOOL ST, BRADFORD, OH 45308-1025 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
| Date | Document |
|---|---|
| May 14, 2026 | Deed of Trust, Mortgage · Line of Credit ABBEY CREDIT UNION |
| Mar 02, 2021 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN FINANCIAL RESOURCES INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 15, 2016 · Amount on Record |
| Deed Sale | Nov 15, 2016 · Amount on Record |
| Prior Sale | Apr 06, 1998 · Amount on Record |
| Deed Document Number | 20166921 |
| Deed Book / Page | 502 / 2397 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DARKE OH |
| Recording Date | May 14, 2026 |
| Property Address | 319 SCHOOL ST, BRADFORD, OH 45308-1025 |
| Document Number | 0000002642 |
| Book / Page | 580 / 81 |
| Instrument Date | Apr 30, 2026 |
| Instrument | 20262642 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Remainderman, 286 |
| Address | 319 SCHOOL ST, BRADFORD, OH 45308-1025 |
| Document Number | 0000002642, |
|---|---|
| Date | May 14, 2026 |
| Book Page | 580/81 |
| Instrument | 20262642 |
| Name | ABBEY CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 28, 2046 |
| Rate | 6.46% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DARKE OH |
| Recording Date | Mar 02, 2021 |
| Property Address | 319 SCHOOL ST, BRADFORD, OH 45308-1025 |
| Document Number | 00646/1099 |
| Book / Page | 646 / 1099 |
| Instrument Date | Feb 11, 2020 |
| Instrument | 202100001572 |
| Transaction Type | Transfer |
| Record Updated | Mar 04, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 319 SCHOOL ST, BRADFORD, OH 45308-1025 |
| Document Number | 202100001575 |
|---|---|
| Date | Mar 02, 2021 |
| Instrument | 202100001575 |
| Name | AMERICAN FINANCIAL RESOURCES INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2051 |
Source: Darke County records · Assessment roll updated February 27, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Darke County |
| County Subdivision | Adams Township |
| Municipality | Bradford Village |
| Unified School District | Bradford Exempted Village School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,452.00 (-9.76%) Homeowner's exemption | $39,830 (-) Land $3,000 Building $36,830 | $113,810 (-) Land $8,580 Building $105,230 |
| 2023 | $1,609.00 (+22.26%) Homeowner's exemption | $39,830 (+31.84%) Land $3,000 Building $36,830 | $113,810 (+31.83%) Land $8,580 Building $105,230 |
| 2022 | $1,316.00 Homeowner's exemption | $30,210 Land $2,500 Building $27,710 | |
| 2020 | $86,330 Land $7,150 Building $79,180 |
Source: FEMA National Flood Hazard Layer as of March 10, 2023 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Benton Ridge Telephone Company.
Based on FCC filings for 283 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | BRADFORD VILLAGE PWS serves 2,000 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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