311 School St, Bradford, OH 45308 Property Records

Darke County property record for 311 School St, Bradford, OH 45308

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,304 sqft · built 1900
Lot Size	0.204 acres (8,899 sqft)
Owner	Individual Name on Record
Last Sale	$215,000 (Dec 2025)
Tax Bill	$1,675 (2025)
Deeds & Mortgages	Dec 2022 Mortgage Nov 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`A04-2-409-21-02-01-11900`

Property Details

APN / Parcel Number

Primary APN	`A04-2-409-21-02-01-11900`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,304 sqft Living Area
1st Floor Area	1,024 sqft
2nd Floor Area	1,190 sqft
Upper Floors Area	1,024 sqft
Attic	Attic
Attic Area	256 sqft
Basement Area	1,024 sqft

Exterior

Year Built	Built 1900
Architectural Style	Conventional
Exterior Material	Combination
Foundation Type	Raised
Lot Area	8,899 sqft (0.204 acres)
Lot Dimensions	178 ft deep x 50 ft wide
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	450 sqft
Deck Area	170 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	311 SCHOOL ST
City	BRADFORD
State	OH
Zip	45308-1025
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROUTZONG ADDN W SD LOTS 1 & 2
Legal Subdivision	ROUTZONG ADDN
Legal Lot Number	1&2
Jurisdiction	DARKE OH
Township / Civil Division	ADAMS
Census Block Group	3
Census Block	3020
Census Tract	540100

Owner

Source: Darke County records, as of March 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	311 SCHOOL ST, BRADFORD, OH 45308-1025
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2022	Deed of Trust, Mortgage · Unknown HONDA FCU
Nov 30, 2020	Deed of Trust, Mortgage · Line of Credit HONDA FCU
Dec 19, 2025	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Jul 2, 2020	Warranty Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 19, 2025 · Amount on Record
Deed Sale	Dec 19, 2025 · Amount on Record
Prior Sale	Jul 2, 2020 · Amount on Record
Deed Document Number	202500006837
Deed Book / Page	577 / 1953
Record Updated	Jun 8, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARKE OH
Property Address	311 SCHOOL ST, BRADFORD, OH 45308-1025
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00559/3697
Date	Dec 14, 2022
Book Page	559/3697
Instrument	202200007374

Lender

Name	HONDA FCU
Type	Credit Union
Address	MARYSVILLE, OH 43040

Agreement

Type	Unknown
Amount	Amount Recorded
Term	343 Months
Due	Jul 15, 2051

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARKE OH
Property Address	311 SCHOOL ST, BRADFORD, OH 45308-1025
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00543/5353
Date	Nov 30, 2020
Book Page	543/5353
Instrument	202000008049

Lender

Name	HONDA FCU
Type	Credit Union
Address	REYNOLDSBURG, OH 43068

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	357 Months
Due	Aug 15, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DARKE OH
Recording Date	Dec 19, 2025
Property Address	311 SCHOOL ST, BRADFORD, OH 45308-1025
Document Number	00577/1953
Book / Page	577 / 1953
Instrument Date	Dec 15, 2025
Instrument	202500006837
Transaction Type	Transfer
Record Updated	Dec 31, 2025
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	311 SCHOOL ST, BRADFORD, OH 45308-1025

Mortgage

Document Number	202500006838
Date	Dec 19, 2025
Instrument	202500006838

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DARKE OH
Recording Date	Jul 2, 2020
Property Address	311 SCHOOL ST, BRADFORD, OH 45308-1025
Document Number	00539/1162
Book / Page	539 / 1162
Instrument Date	Jun 26, 2020
Instrument	202000004115
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	311 SCHOOL ST, BRADFORD, OH 45308-1025

Mortgage

Document Number	00539/1164
Date	Jul 2, 2020
Book Page	539/1164
Instrument	202000004116

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: Darke County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Darke County
County Subdivision	Adams Township
Municipality	Bradford Village
Unified School District	Bradford Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,675.00 Homeowner's exemption	$45,950 (-) Land $2,460 Building $43,490	$131,280 (-) Land $7,020 Building $124,260
2024	$1,675.00 (-6.94%) Homeowner's exemption	$45,950 (-) Land $2,460 Building $43,490	$131,280 (-) Land $7,020 Building $124,260
2023	$1,800.00 Homeowner's exemption	$45,950 Land $2,460 Building $43,490	$131,280 Land $7,020 Building $124,260

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRADFORD VILLAGE PWS serves 2,000 people · EPA ID OH1900212
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

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