319 River Ridge Dr, Boutte, LA 70039 Property Records

St. Charles Parish property record for 319 River Ridge Dr, Boutte, LA 70039

Property Summary

Property Type	Single Family Home
Details	1,180 sqft · built 1996
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on File
Last Sale	$215,000 (Jan 2024)
Tax Bill	$812 (2025)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Jul 2018 Mortgage + 1 more
APN	`7-019 000 0023A`

Property Details

APN / Parcel Number

Primary APN	`7-019 000 0023A`

Interior

Building Area	1,180 sqft Living Area

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Lot Area	8,276 sqft (0.19 acres)

Location & Zoning

Street Address	319 RIVER RIDGE DR
City	BOUTTE
State	LA
Zip	70039-3103
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	LOT 23-A, RIVER RIDGE WEST SUBD., PHASE 3.
Legal Subdivision	HOLDER ESTATES ADDITION
Legal Phase	3
Legal Lot Number	23-A
Jurisdiction	ST CHARLES LA
Township / Civil Division	4
Census Block Group	4
Census Block	4010
Census Tract	62800

Owner

319 River Ridge Dr is owned and occupied by an individual who bought it in January 2024.

Source: St. Charles Parish records, as of May 19, 2026

Owner of Record	Individual Name on File
Mailing Address	319 RIVER RIDGE DR, BOUTTE, LA 70039-3103
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2024	Cash Sale Deed, Transfer · Conventional Mortgage GMFS LLC
Jul 30, 2018	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK
Oct 20, 2020	Grant Deed, Transfer GMFS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 22, 2024 · Amount on File
Deed Sale	Jan 22, 2024 · Amount on File
Prior Sale	Oct 19, 2020 · Amount on File
Deed Document Number	2024479491
Record Updated	Jun 8, 2026

January 2024: Cash Sale Deed, Transfer

Document Type	Cash Sale Deed
Jurisdiction	ST CHARLES LA
Recording Date	Jan 22, 2024
Property Address	319 RIVER RIDGE DR, BOUTTE, LA 70039-3103
Document Number	0000479491
Map Reference	COB 442 FO 240
Instrument Date	Jan 19, 2024
Instrument	479491
Transaction Type	Transfer
Record Updated	Feb 14, 2024
Title Company	NOT AVAILABLE, FP

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	792 GRAND BAYOU RD, DES ALLEMANDS, LA 70030-3118

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	319 RIVER RIDGE DR, BOUTTE, LA 70039-3103

Mortgage

Document Number	0000479492
Date	Jan 22, 2024
Instrument	479492

Lender

Name	GMFS LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2054

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES LA
Property Address	319 RIVER RIDGE DR, BOUTTE, LA 70039-3103
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0017740490
Date	Jul 30, 2018
Book Page	1774/490
Instrument	434276

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST CHARLES LA
Recording Date	Oct 20, 2020
Property Address	319 RIVER RIDGE DR, BOUTTE, LA 70039-3103
Document Number	0008970624
Book / Page	000897 / 000624
Instrument Date	Oct 15, 2020
Instrument	453090
Transaction Type	Transfer
Record Updated	Dec 7, 2020
Title Company	SOUTHERN TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$177.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	319 RIVER RIDGE DR BOUTTE LA 700393103, BOUTTE, LA 70039-3103

Mortgage

Document Number	18920587
Date	Oct 20, 2020
Book Page	001892/000587
Instrument	453091

Lender

Name	GMFS
Address	BATON ROUGE, LA 70806

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 19, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 319 River Ridge Dr was $812 with a homeowner's exemption, down 1.6% from the year before.

Source: St. Charles Parish assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Charles Parish
Unified School District	St. Charles Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$812.00 (-1.58%) Homeowner's exemption	$15,540 (-) Land $3,530 Building $12,010	$155,400 (-) Land $35,300 Building $120,100
2024	$825.00 (+168.73%) Homeowner's exemption	$15,540 (+51.61%) Land $3,530 Building $12,010	$155,400 (+51.61%) Land $35,300 Building $120,100
2023	$307.00 (-4.36%) Homeowner's exemption	$10,250 (-) Land $2,540 Building $7,710	$102,500 (-) Land $25,400 Building $77,100
2022	$321.00 Homeowner's exemption	$10,250 Land $2,540 Building $7,710	$102,500 Land $25,400 Building $77,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA has no flood map on file for 319 River Ridge Dr; there have been 36 flood claims nearby since 2005.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 366 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	366 in force
Nearby Flood Claims	36 (2005–2026)
Claims Outside the SFHA	10 of 36
Most Recent Claim	Jun 2026 · Tropical Storm Arthur
Claims by Event	Tropical Storm Arthur, Jun 2026 · 3 claims Hurricane Ida, Aug 2021 · 10 claims Hurricane Katrina, Aug 2005 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 319 River Ridge Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 69% of Louisiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES PARISH DEPT OF WATERWORKS serves 52,879 people · EPA ID LA1089001
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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