319 Olmstead St, Winona, MN 55987 Property Records

Winona County property record for 319 Olmstead St, Winona, MN 55987

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,173 sqft · built 1920
Lot Size0.064 acres (2,788 sqft)
Owner2 Individual Names on File
Last Sale$40,000 (Aug 2021)
Tax Bill$1,072 (2026)
Deeds & MortgagesAug 2021 Sale & Mortgage
APN32.000.7100

Property Details

APN / Parcel Number

Primary APN32.000.7100

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,173 sqft Living Area
1st Floor Area1,008 sqft
AtticAttic
Attic Area1,008 sqft
FlooringWood
Interior WallsPlaster

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1983
Architectural StyleRanch
Exterior MaterialVinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area2,788 sqft (0.064 acres)
Lot Dimensions70 ft deep x 40 ft wide
Garage TypeDetached
Garage Area192 sqft
PorchOpen Porch
Porch Area32 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address319 OLMSTEAD ST
CityWINONA
StateMN
Zip55987-5244
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSECT-22 TWP-107 RANGE-007 ORIGINAL PLAT LOT-001 BLOCK-111 ORIGINAL PLAT 40' ON OLMSTEAD ST BY 70 2/10' COM 81' NORTH OF SE
Legal Range007
Legal Township107
Legal Section22
Legal SubdivisionORIGINAL PLAT
Legal Block111
Legal Lot Number1
JurisdictionWINONA MN
Township / Civil DivisionWINONA
Census Block Group1
Census Block1025
Census Tract670400

Owner

319 Olmstead St is owned and occupied by two individuals who bought it in August 2021.

Source: Winona County records, as of September 4, 2026

Owner of Record2 Individual Names on File
Mailing Address319 OLMSTEAD ST, WINONA, MN 55987-5244
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 30, 2021 · Amount on File
Deed SaleAug 30, 2021 · Amount on File
Deed Document Number2021636501
Prior Transfer DateAug 6, 2021
Prior Transfer Doc0000636501
Record UpdatedOct 29, 2026

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWINONA MN
Recording DateAug 30, 2021
Property Address319 OLMSTEAD ST, WINONA, MN 55987-5244
Document Number636501
Instrument DateAug 6, 2021
Instrument636501
Transaction TypeTransfer
Record UpdatedSep 15, 2021
Title CompanyROCHESTER TITLE

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$132.00
Amount AccuracyRounded by County

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address319 OLMSTEAD ST, WINONA, MN 55987-5244

Mortgage

Document Number636502
DateAug 30, 2021
Instrument636502
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2051

Mortgage

Document Number636503
DateAug 30, 2021
Instrument636503
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term121 Months
DueSep 1, 2031

Tax Assessment & Valuation

The 2026 property tax bill for 319 Olmstead St was $1,072 with a homeowner's exemption.

Source: Winona County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyWinona County
MunicipalityWinona City
Unified School DistrictWinona Area Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,072.00 Homeowner's exemption$126,100 (+5.08%) Land $24,000 Building $102,100$126,100 (+5.08%) Land $24,000 Building $102,100
2025$120,000 Land $24,000 Building $96,000$120,000 Land $24,000 Building $96,000
2023$956.00 Homeowner's exemption$115,300 Land $23,100 Building $92,200$115,300 Land $23,100 Building $92,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 319 Olmstead St; there have been 4 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies5 in force
Nearby Flood Claims4 (1997–2023)
Claims Outside the SFHA1 of 4
Most Recent ClaimMay 2023 · rainfall accumulation
Claims by Event
  • Severe Winter Storms, Flooding, And Tornadoes, May 2001 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 319 Olmstead St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWinona
serves 27,782 people · EPA ID MN1850013
Water SourceGroundwater
Last State InspectionMar 2026
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityRadium
resolved · Jul 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 589 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Hiawatha Broadband Communications
Cable · Fiber in parts of the area
1,000 / 30
AT&T
Fixed Wireless
100 / 20

May also be available: GigFire, Verizon.

Nearby Properties on Olmstead St

Nearby Streets

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