315 Olmstead St, Winona, MN 55987 Property Records

Winona County property record for 315 Olmstead St, Winona, MN 55987

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,398 sqft · built 1917
Lot Size0.13 acres (5,663 sqft)
OwnerIndividual Name on Record
Last Sale$167,000 (Sep 2020)
Tax Bill$1,802 (2026)
Deeds & MortgagesSep 2020 Sale & Mortgage
APN32.000.7200

Property Details

APN / Parcel Number

Primary APN32.000.7200

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,398 sqft Living Area
1st Floor Area672 sqft
Basement Area726 sqft
Finished Basement726 sqft
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1917
Effective Year BuiltEffective 1987
Exterior MaterialVinyl
Roof TypeHip
Roof MaterialGalvanized Metal
Lot Area5,663 sqft (0.13 acres)
Lot Dimensions142 ft deep x 40 ft wide
Garage TypeDetached
Garage Area440 sqft
PorchPorch
Porch Area96 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address315 OLMSTEAD ST
CityWINONA
StateMN
Zip55987-5244
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSECT-22 TWP-107 RANGE-007 ORIGINAL PLAT BLOCK-111 ORIGINAL PLAT PART OF BLOCK
Legal Range007
Legal Township107
Legal Section22
Legal SubdivisionORIGINAL PLAT
Legal Block111
JurisdictionWINONA MN
Township / Civil DivisionWINONA
Census Block Group1
Census Block1025
Census Tract670400

Owner

Source: Winona County records, as of April 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address56 BLUEBIRD CT, WINONA, MN 55987-3883
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 1, 2020 · Amount on Record
Deed SaleSep 1, 2020 · Amount on Record
Deed Document Number2020627039
Prior Transfer DateJun 29, 2015
Prior Transfer DocA588822
Record UpdatedJun 8, 2026

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWINONA MN
Recording DateSep 1, 2020
Property Address315 OLMSTEAD ST, WINONA, MN 55987-5244
Document Number627039
Instrument DateAug 28, 2020
Instrument627039
Transaction TypeTransfer
Record UpdatedJun 22, 2021
Title CompanyROCHESTER TITLE AND ESCROW COMPANY, ROCHESTER TITLE & ESCROW CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$551.10
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address315 OLMSTEAD ST, WINONA, MN 55987-5244

Mortgage

Document Number627040
DateSep 1, 2020
Instrument627040
Lender
NameMERCHANTS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2050

Tax Assessment & Valuation

Source: Winona County assessment roll, as of August 5, 2025

Property Jurisdictions

TypeName
StateMinnesota
CountyWinona County
MunicipalityWinona City
Unified School DistrictWinona Area Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,802.00 (+15.66%)
2025$177,300 (+4.42%) Land $34,000 Building $143,300$177,300 (+4.42%) Land $34,000 Building $143,300
2023$1,558.00 Homeowner's exemption$169,800 Land $32,700 Building $137,100$169,800 Land $32,700 Building $137,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies5 in force
Nearby Flood Claims4 (1997–2023)
Claims Outside the SFHA1 of 4
Most Recent ClaimMay 2023 · rainfall accumulation
Claims by Event
  • Severe Winter Storms, Flooding, And Tornadoes, May 2001 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWinona
serves 27,782 people · EPA ID MN1850013
Water SourceGroundwater
Last State InspectionMar 2026
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityRadium
resolved · Jul 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 589 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Hiawatha Broadband Communications
Cable · Fiber in parts of the area
1,000 / 30
AT&T
Fixed Wireless
100 / 20

May also be available: GigFire, Verizon.

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