319 Ohio Ave, Erwin, TN 37650 Property Records

Unicoi County property record for 319 Ohio Ave, Erwin, TN 37650

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,846 sqft · built 1920
Lot Size	0.204 acres (8,907 sqft)
Owner	2 Individual Names on Record
Last Sale	$339,000 (Mar 2026)
Tax Bill	$1,066 (2024)
Deeds & Mortgages	Jun 2022 Line of Credit Aug 2021 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`031C-F-014.00`

Property Details

APN / Parcel Number

Primary APN	`031C-F-014.00`
Alternative APNs	`086031C F 01400` `000007169`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	2 Stories
Building Area	1,846 sqft Living Area
Gross Area	2,388 sqft
1st Floor Area	874 sqft
Upper Floors Area	972 sqft
Basement Area	300 sqft
Flooring	Carpet
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1990
Architectural Style	Custom Design
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,907 sqft (0.204 acres)
Lot Dimensions	110 ft deep x 80 ft wide
Garage Type	Detached
Garage Area	399 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed/Finished Porch
Porch Area	392 sqft
Patio Area	414 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	319 OHIO AVE
City	ERWIN
State	TN
Zip	37650-1709
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	PB 24 PG 211 BLK 2 LOT 3 80X110
Legal Subdivision	MOUNTAINVIEW
Legal Block	2
Legal Lot Number	3
Jurisdiction	UNICOI TN
Township / Civil Division	2
Census Block Group	2
Census Block	2016
Census Tract	80400

Owner

Source: Unicoi County records, as of April 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	124 LEWIS RD, UNICOI, TN 37692-4622
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jun 13, 2022	Deed of Trust, Mortgage · Line of Credit EASTMAN CU
Aug 23, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage EASTMAN CU
Mar 31, 2026	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Sep 4, 2020	Warranty Deed, Transfer · Conventional Mortgage EASTMAN CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 31, 2026 · Amount on Record
Deed Sale	Mar 31, 2026 · Amount on Record
Prior Sale	Sep 4, 2020 · Amount on Record
Deed Document Number	2026645
Deed Book / Page	502 / 82
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNICOI TN
Property Address	319 OHIO AVE, ERWIN, TN 37650-1709
Transaction Type	Mortgage
Record Updated	Apr 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	319 OHIO AVE, ERWIN, TN 37650-1709
Investor	Possibly a Property Investor

Mortgage

Document Number	0000460337
Date	Jun 13, 2022
Book Page	460/337
Instrument	22001270

Lender

Name	EASTMAN CU
Type	Credit Union
Address	KINGSPORT, TN 37660

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jun 8, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNICOI TN
Property Address	319 OHIO AVE, ERWIN, TN 37650-1709
Transaction Type	Mortgage
Record Updated	Apr 13, 2026
Title Company	DEBBIE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000449611
Date	Aug 23, 2021
Book Page	449/611
Instrument	21001869

Lender

Name	EASTMAN CU
Type	Credit Union
Address	KINGSPORT, TN 37660

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 15, 2036

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNICOI TN
Recording Date	Mar 31, 2026
Property Address	319 OHIO AVE, ERWIN, TN 37650-1709
Document Number	0000050282
Book / Page	502 / 82
Instrument Date	Mar 30, 2026
Instrument	26000645
Transaction Type	Transfer
Record Updated	Apr 13, 2026
Title Company	SOUTHERN HIGHLANDS T&E

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	124 LEWIS RD, UNICOI, TN 37692-4622

Mortgage

Document Number	0026000646
Date	Mar 31, 2026
Instrument	26000646

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNICOI TN
Recording Date	Sep 4, 2020
Property Address	319 OHIO AVE, ERWIN, TN 37650-1709
Document Number	0000436851
Book / Page	436 / 851
Map Reference	MB 24 PG 211
Instrument Date	Sep 4, 2020
Instrument	20001622
Transaction Type	Transfer
Record Updated	Jun 16, 2022
Title Company	DEBBIE TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$573.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	319 OHIO AVE, ERWIN, TN 37650-1709

Mortgage

Document Number	0020001623
Date	Sep 4, 2020
Instrument	20001623

Lender

Name	EASTMAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Unicoi County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Unicoi County
Municipality	Erwin Town
Unified School District	Unicoi County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$40,825 (-) Land $5,350 Building $35,475	$163,300 (-) Land $21,400 Building $141,900
2024	$1,066.00 (+11.04%)
2023		$40,825 (-) Land $5,350 Building $35,475
2022	$960.00	$40,825 Land $5,350 Building $35,475	$163,300 Land $21,400 Building $141,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1984–2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ERWIN UTILITIES AUTHORITY serves 12,478 people · EPA ID TN0000231
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Erwin Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Point Broadband, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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