319 N 3rd St, Flagler Beach, FL 32136 Property Records

Flagler County property record for 319 N 3rd St, Flagler Beach, FL 32136

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,398 sqft · built 1956
Lot Size	0.115 acres (5,001 sqft)
Owner	Individual Name on Record
Last Sale	$310,000 (Jan 2019)
Deeds & Mortgages	Jan 2024 Second Mortgage Feb 2021 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`12-12-31-4500-00470-0060`

Property Details

APN / Parcel Number

Primary APN	`12-12-31-4500-00470-0060`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,398 sqft Living Area
Gross Area	2,825 sqft
1st Floor Area	1,398 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1956
Effective Year Built	Effective 2000
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	5,001 sqft (0.115 acres)
Driveway	Concrete Driveway
Driveway Area	800 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	319 N 3RD ST
City	FLAGLER BEACH
State	FL
Zip	32136-3381
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GEORGE MOODY SUB DIV BL-47 LOT 6 OR 325 PG 568 OR 460 PG 186 OR 501 PG 628 OR 1017 PG 727-WILL OR 1130 PG 738OR 1130 PG 740 OR 1267 PG 1507-FJ OR 1267/1510 OR 1764/228 OR 1900/166 OR 2332/1832
Legal Range	31E
Legal Township	12S
Legal Section	12
Legal Subdivision	GEORGE MOODY SUB
Legal Block	47
Legal Lot Number	6
Jurisdiction	FLAGLER FL
Township / Civil Division	FLAGLER BEACH
Census Block Group	1
Census Block	1034
Census Tract	60302

Owner

Source: Flagler County records, as of April 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	319 N 3RD ST, FLAGLER BEACH, FL 32136-3381
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage VYSTAR CU
Feb 4, 2021	Deed of Trust, Mortgage · VA Mortgage NEWREZ LLC
Feb 7, 2020	Deed of Trust, Mortgage · VA Mortgage NEWREZ LLC
Jan 31, 2019	Warranty Deed, Transfer · VA Mortgage NEW DAY FINANCIAL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 31, 2019 · Amount on Record
Deed Sale	Jan 31, 2019 · Amount on Record
Prior Sale	Jun 20, 2005 · Amount on Record
Deed Document Number	20193459
Deed Book / Page	2332 / 1832
Prior Transfer Date	Oct 15, 2012
Prior Transfer Doc	0019000166
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLAGLER FL
Property Address	319 N 3RD ST, FLAGLER BEACH, FL 32136-3381
Transaction Type	Mortgage
Record Updated	Feb 8, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	319 N 3RD ST, FLAGLER BEACH, FL 32136-3381

Mortgage

Document Number	0028421832
Date	Jan 30, 2024
Book Page	2842/1832
Instrument	2024003879

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32202

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2044

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLAGLER FL
Property Address	319 N 3RD ST, FLAGLER BEACH, FL 32136-3381
Transaction Type	Mortgage
Record Updated	Feb 22, 2021
Title Company	MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	319 N 3RD ST, FLAGLER BEACH, FL 32136-3381

Mortgage

Document Number	0025230670
Date	Feb 4, 2021
Book Page	2523/670
Instrument	2021005944

Lender

Name	NEWREZ LLC
Type	Non-Lending Institution
Address	FORT WASHINGTON, PA 19034

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLAGLER FL
Property Address	319 N 3RD ST, FLAGLER BEACH, FL 32136-3381
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024180940
Date	Feb 7, 2020
Book Page	2418/0940
Instrument	2020005055

Lender

Name	NEWREZ LLC
Type	Non-Lending Institution
Address	FORT WASHINGTON, PA 19034

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Jan 31, 2019
Property Address	319 N 3RD ST, FLAGLER BEACH, FL 32136-3381
Document Number	0023321832
Book / Page	2332 / 1832
Map Reference	MB 1 PG 24
Instrument Date	Jan 24, 2019
Instrument	2019003459
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	SOUTHERN TITLE HOLDING CO LL

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,170.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7267 TRAIL RD, 7267, CONCORD, NC 28027-7723

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	319 N 3RD ST, FLAGLER BEACH, FL 32136-3381

Mortgage

Document Number	2019003460
Date	Jan 31, 2019
Instrument	2019003460

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2049

Tax Assessment & Valuation

Source: Flagler County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Flagler Beach City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Homeowner's exemption Veteran's exemption	$295,278 (+5.99%)	$416,440 (+12.18%) Land $136,500 Building $279,940
2023	Homeowner's exemption Disabled Person's exemption Veteran's exemption	$278,598	$371,215 Land $105,000 Building $266,215

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	4.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 270 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	272 units insured incl. 2 condo units
Nearby Flood Claims	281 (1984–2024)
Claims Outside the SFHA	50 of 281
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Nicole, Nov 2022 · 58 claims Hurricane Ian, Oct 2022 · 9 claims Hurricane Irma, Sep 2017 · 168 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLAGLER BEACH WTP serves 4,830 people · EPA ID FL2180349
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on N 3rd St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures