304 N 3rd St, Flagler Beach, FL 32136 Property Records

Flagler County property record for 304 N 3rd St, Flagler Beach, FL 32136

Property Summary

Property Type	Residential Multi-Family Vacant Land
Details	4 ba · 3,568 sqft · built 1976
Lot Size	0.173 acres (7,545 sqft)
Owner	Trust Name on File
Last Sale	$385,000 (Aug 2020)
Tax Bill	$10,366 (2025)
Deeds & Mortgages	Sep 2026 Sale Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-12-31-4500-00460-0150`

Property Details

APN / Parcel Number

Primary APN	`12-12-31-4500-00460-0150`

Interior

Full Baths	4 Baths
Units	4 Units
Stories	2 Stories
Building Area	3,568 sqft Gross Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1989
Architectural Style	Multi-Family
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Shed Roof
Roof Material	Built-Up Asphalt
Lot Area	7,545 sqft (0.173 acres)
Driveway	Concrete Driveway

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	304 N 3RD ST
City	FLAGLER BEACH
State	FL
Zip	32136-3380
Property Category	Residential
Property Type	Vacant Land > Residential Multi-Family
Legal Description	MOODY SUB LOT 16 & E1/2 LOT 15, BLK 46, OR BOOK 42 PAGE 184 OR BOOK 79 PAGE 333 OR 468 PG 1772 OR 1136 PG 718- JAMES L KENDALL TRUST OR 1989/1-DC OR 1989/140 OR 2027/92 OR 2471/1156-DC OR 2471/1158
Legal Range	31E
Legal Township	12S
Legal Section	12
Legal Subdivision	MOODY SUB
Legal Block	46
Legal Lot Number	15
Jurisdiction	FLAGLER FL
Township / Civil Division	FLAGLER BEACH
Census Block Group	1
Census Block	1035
Census Tract	60302

Owner

304 N 3rd St, residential multi-family vacant land, is held in a trust since September 2026.

Source: Flagler County records, as of October 13, 2026

Owner of Record	Trust Name on File
Mailing Address	350 CARDINAL ST, MIAMI SPRINGS, FL 33166-3962
Owner Type	Company
Vesting	Trust, Revocable Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Aug 27, 2020	Warranty Deed, Transfer · Conventional Mortgage CAMPUS USA CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 27, 2020 · Amount on File
Deed Sale	Aug 27, 2020 · Amount on File
Prior Sale	Aug 27, 2020 · Amount on File
Deed Document Number	202033893
Deed Book / Page	2471 / 1158
Last Transfer Date	Sep 25, 2026
Transfer Doc	0000038990
Record Updated	Oct 29, 2026

September 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FLAGLER FL
Recording Date	Sep 25, 2026
Property Address	304 N 3RD ST, FLAGLER BEACH, FL 32136-3380
Document Number	0000038990
Book / Page	3089 / 1397
Instrument Date	Sep 25, 2026
Instrument	202638990
Transaction Type	Transfer
Record Updated	Oct 8, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$70.70
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	350 CARDINAL ST, MIAMI SPRINGS, FL 33166-3962

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Aug 27, 2020
Property Address	304 N 3RD ST, FLAGLER BEACH, FL 32136
Document Number	0024711158
Book / Page	2471 / 1158
Map Reference	MB 1 PG 24
Instrument Date	Aug 21, 2020
Instrument	2020033893
Transaction Type	Transfer
Record Updated	Jul 12, 2022
Title Company	FLAGLER COUNTY ABSTRACT CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,695.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1268, FLAGLER BEACH, FL 32136-1268

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	350 CARDINAL ST, MIAMI SPRINGS, FL 33166-3962

Mortgage

Document Number	0024711159
Date	Aug 27, 2020
Instrument	2471/1159

Lender

Name	CAMPUS USA CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Sep 1, 2030

Tax Assessment & Valuation

The 2025 property tax bill for 304 N 3rd St was $10,366, up 5.8% from the year before.

Source: Flagler County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Flagler Beach City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,366.00 (+5.84%)	$620,871 Land $382,375 Building $238,496	$620,871 Land $382,375 Building $238,496
2024	$9,794.00 (+18.34%)
2023	$8,276.00 (+6.36%)	$444,210 (+1.1%) Land $191,250 Building $252,960	$444,210 (+1.1%) Land $191,250 Building $252,960
2022	$7,781.00	$439,398 Land $191,250 Building $248,148	$439,398 Land $191,250 Building $248,148

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 304 N 3rd St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 270 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	272 units insured incl. 2 condo units
Nearby Flood Claims	281 (1984–2024)
Claims Outside the SFHA	50 of 281
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Nicole, Nov 2022 · 58 claims Hurricane Ian, Oct 2022 · 9 claims Hurricane Irma, Sep 2017 · 168 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 304 N 3rd St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLAGLER BEACH WTP serves 4,830 people · EPA ID FL2180349
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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