319 Lilac Ln, Elgin, IL 60123 Property Records

Kane County property record for 319 Lilac Ln, Elgin, IL 60123

Property Summary

Property TypeSingle Family Home
Details1,840 sqft · built 1980
Lot Size0.232 acres (10,125 sqft)
Owner2 Individual Names on File
Last Sale$245,000 (Jul 2021)
Tax Bill$6,963 (2025)
Deeds & MortgagesJul 2021 Sale & Mortgage
Nov 2019 Sale
Flood ZoneZone X (minimal risk)
APN06-22-128-038

Property Details

APN / Parcel Number

Primary APN06-22-128-038

Interior

Building Area1,840 sqft Living Area

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Lot Area10,125 sqft (0.232 acres)

Location & Zoning

Street Address319 LILAC LN
CityELGIN
StateIL
Zip60123-7013
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTOWN & COUNTRY MANOR LOT 43
Legal SubdivisionTOWN&COUNTRY MANOR
Legal Block1
Legal Lot Number43
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group1
Census Block1008
Census Tract851904

Owner

319 Lilac Ln is owned and occupied by two individuals who bought it in July 2021.

Source: Kane County records, as of July 23, 2026

Owner of Record2 Individual Names on File
Mailing Address319 LILAC LN, ELGIN, IL 60123-7013
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 23, 2021Warranty Deed, Transfer · FHA Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Nov 20, 2019Warranty Deed, Transfer
CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 23, 2021 · Amount on File
Deed SaleJul 23, 2021 · Amount on File
Prior SaleNov 20, 2019 · Amount on File
Deed Document Number202156517
Record UpdatedOct 29, 2026

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateJul 23, 2021
Property Address319 LILAC LN, ELGIN, IL 60123-7013
Document Number0000056517
Instrument DateJul 16, 2021
Instrument2021K056517
Transaction TypeTransfer
Record UpdatedSep 15, 2022
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$245.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address319 LILAC LN, ELGIN, IL 60123-7013

Mortgage

Document Number0000056518
DateJul 23, 2021
Instrument2021K056518
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2051

November 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateNov 20, 2019
Property Address319 LILAC LN, ELGIN, IL 60123-7013
Document Number0000056313
Instrument DateNov 4, 2019
Instrument56313
Transaction TypeTransfer
Record UpdatedDec 5, 2019
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

AmountAmount on Record
Tax$57.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
AddressPO BOX 5424 ELGIN IL 601215424, ELGIN, IL 60121-5424

Tax Assessment & Valuation

The 2025 property tax bill for 319 Lilac Ln was $6,963 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,963.00 Homeowner's exemption$99,272 (+8.57%) Land $13,290 Building $85,982$297,935 (+8.57%) Land $39,886 Building $258,049
2024$91,436 Land $12,241 Building $79,195$274,418 Land $36,738 Building $237,680
2022$6,011.00 (+86.1%) Homeowner's exemption$75,322 (+108.01%) Land $10,084 Building $65,238$225,966 (+108.01%) Land $30,252 Building $195,714
2021$3,230.00$36,210 Land $9,428 Building $26,782$108,630 Land $28,284 Building $80,346

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 319 Lilac Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1994)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 1994 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 319 Lilac Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · DSL in parts of the area
100 / 20

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