312 Lilac Ln, Elgin, IL 60123 Property Records

Kane County property record for 312 Lilac Ln, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	5 ba · 3,382 sqft · built 1969
Lot Size	0.232 acres (10,125 sqft)
Owner	Company Name on Record
Last Sale	$403,000 (Feb 2007)
Tax Bill	$13,421 (2025)
Deeds & Mortgages	Apr 2020 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`06-22-129-007`

Property Details

APN / Parcel Number

Primary APN	`06-22-129-007`

Interior

Full Baths	5 Baths
Stories	2 Stories
Building Area	3,382 sqft Living Area
Gross Area	5,073 sqft
Basement Area	1,691 sqft

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Exterior Material	Brick
Lot Area	10,125 sqft (0.232 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	312 LILAC LN
City	ELGIN
State	IL
Zip	60123-7051
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TOWN & COUNTRY MANOR LOT 34
Legal Subdivision	TOWN&COUNTRY MANOR
Legal Block	1
Legal Lot Number	34
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1009
Census Tract	851904

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	216 WAVERLY DR, ELGIN, IL 60120-4699
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 5, 2007 · Amount on Record
Deed Sale	Feb 5, 2007 · Amount on Record
Deed Document Number	200715051
Record Updated	Sep 20, 2026

April 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	KANE IL
Property Address	312 LILAC LN, ELGIN, IL 60123-7051
Document Number	0000039401
Instrument Date	Apr 17, 2020
Transaction Type	Mortgage
Record Updated	Aug 12, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 LILAC LN ELGIN IL 601237051, ELGIN, IL 60123-7051

Mortgage

Document Number	0000039401
Date	Jul 21, 2020
Instrument	39401

Lender

Name	FIRST FED'L SVGS BK
Type	Federal Savings Bank
Address	OTTAWA, IL 61350

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Jul 20, 2025

Interest

Rate	4.62%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,421.00 (+15.96%)	$175,927 (+8.57%) Land $34,092 Building $141,835	$527,992 (+8.57%) Land $102,317 Building $425,675
2024		$162,040 (+21.39%) Land $31,401 Building $130,639	$486,315 (+21.44%) Land $94,241 Building $392,074
2022	$11,574.00 (+3.95%)	$133,483 (+6.96%) Land $25,867 Building $107,616	$400,449 (+6.96%) Land $77,601 Building $322,848
2021	$11,134.00	$124,797 Land $24,184 Building $100,613	$374,391 Land $72,552 Building $301,839

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1994)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1994 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL in parts of the area	100 / 20