319 Floyd St, Elkhart, IN 46514 Property Records

Elkhart County property record for 319 Floyd St, Elkhart, IN 46514

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 960 sqft · built 1964
Lot Size	0.194 acres (8,451 sqft)
Owner	Owner Name on Record
Tax Bill	$703 (2024)
Deeds & Mortgages	Apr 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`20-02-32-452-003.000-027`

Property Details

APN / Parcel Number

Primary APN	`20-02-32-452-003.000-027`
Alternative APN	`0232452003027`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	960 sqft Living Area
1st Floor Area	960 sqft
Basement Area	960 sqft
Game Room	Game Room
Flooring	Subfloor

Exterior

Year Built	Built 1964
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Material	Asphalt
Lot Area	8,451 sqft (0.194 acres)
Lot Dimensions	116 ft deep x 73 ft wide
Garage Type	Attached
Garage Area	336 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	252 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0232452003027
Old Parcel Number	0232452003027
Street Address	319 FLOYD ST
City	ELKHART
State	IN
Zip	46514-3235
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZO01
Legal Description	CHRISTIANA PLACE LOT 203 & E 17.75FT LOT 204
Legal Subdivision	CHRISTIANA PLACE
Legal Block	452
Legal Lot Number	203,204
Jurisdiction	ELKHART IN
Township / Civil Division	OSOLO
Census Block Group	2
Census Block	2034
Census Tract	1601

Owner

Source: Elkhart County records, as of March 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	319 FLOYD ST, ELKHART, IN 46514-3235
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 4, 2006
Deed Sale	May 4, 2006
Prior Sale	Oct 8, 2002
Deed Document Number	2006-12102
Record Updated	Jun 8, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKHART IN
Property Address	319 FLOYD ST, ELKHART, IN 46514-3235
Transaction Type	Mortgage
Record Updated	Apr 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	319 FLOYD ST, ELKHART, IN 46514-3235

Mortgage

Document Number	0000005624
Date	Apr 12, 2023
Instrument	2023-05624

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Apr 4, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Elkhart County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Elkhart County
County Subdivision	Osolo Township
Municipality	Elkhart City
Unified School District	Elkhart Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$143,100 (+3.7%) Land $13,700 Building $129,400	$143,100 (+3.7%) Land $13,700 Building $129,400
2024	$703.00 (-38.71%)	$138,000 (+8.92%) Land $13,700 Building $124,300	$138,000 (+8.92%) Land $13,700 Building $124,300
2023		$126,700 (+11.53%) Land $13,700 Building $113,000	$126,700 (+11.53%) Land $13,700 Building $113,000
2022	$1,147.00 Homeowner's exemption	$113,600 Land $13,700 Building $99,900	$113,600 Land $13,700 Building $99,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1981)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELKHART PUBLIC WORKS AND UTILITIES serves 46,455 people · EPA ID IN5220008
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Surf Internet.

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