309 Floyd St, Elkhart, IN 46514 Property Records

Elkhart County property record for 309 Floyd St, Elkhart, IN 46514

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,092 sqft · built 1964
Lot Size	0.194 acres (8,451 sqft)
Owner	Individual Name on Record
Last Sale	$175,453 (Jul 2023)
Tax Bill	$1,421 (2024)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Aug 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`20-02-32-452-002.000-027`

Property Details

APN / Parcel Number

Primary APN	`20-02-32-452-002.000-027`
Alternative APN	`0232452002027`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,092 sqft Living Area
Gross Area	2,496 sqft
1st Floor Area	1,092 sqft
Basement Area	1,092 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,451 sqft (0.194 acres)
Lot Dimensions	116 ft deep x 73 ft wide
View / Lot	Extra Front
Garage Type	Attached
Garage Area	312 sqft
Parking Spaces	1 Parking Space
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	309 FLOYD ST
City	ELKHART
State	IN
Zip	46514-3235
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZO01
Legal Description	CHRISTIANA PLACE W 37.75FT LOT 204 & EX W 20FT LOT 205
Legal Subdivision	CHRISTIANA PLACE
Legal Block	452
Legal Lot Number	204,2
Jurisdiction	ELKHART IN
Township / Civil Division	OSOLO
Census Block Group	2
Census Block	2034
Census Tract	1601

Owner

Source: Elkhart County records, as of December 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	309 FLOYD ST, ELKHART, IN 46514-3235
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2023	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 5, 2022	Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 17, 2023 · Amount on Record
Deed Sale	Jul 17, 2023 · Amount on Record
Prior Sale	Aug 5, 2022
Deed Document Number	202311545
Prior Transfer Date	Aug 4, 2022
Prior Transfer Doc	0000006933
Record Updated	Sep 20, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELKHART IN
Recording Date	Jul 17, 2023
Property Address	309 FLOYD ST, ELKHART, IN 46514-3235
Document Number	0000001545
Map Reference	MB 2 PG 113
Instrument Date	Jul 7, 2023
Instrument	2023-11545
Transaction Type	Transfer
Record Updated	Nov 24, 2023
Title Company	METROPOLITAN TITLE/IN LLC, METROPOLITA TITLE IN LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 FLOYD ST, ELKHART, IN 46514-3235

Mortgage

Document Number	0000001546
Date	Jul 17, 2023
Instrument	2023-11546

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

August 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	ELKHART IN
Recording Date	Aug 5, 2022
Property Address	309 FLOYD ST, ELKHART, IN 46514-3235
Document Number	0000006933
Map Reference	MB 2 PG 113
Instrument Date	Aug 2, 2022
Instrument	2022-16933
Transaction Type	Transfer
Record Updated	Nov 24, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	152 SIMPSON AVE, ELKHART, IN 46516-4668

Tax Assessment & Valuation

Source: Elkhart County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Elkhart County
County Subdivision	Osolo Township
Municipality	Elkhart City
Unified School District	Elkhart Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$145,700 (+4.59%) Land $13,000 Building $132,700	$145,700 (+4.59%) Land $13,000 Building $132,700
2024	$1,421.00 (-42.77%)	$139,300 (+2.5%) Land $13,000 Building $126,300	$139,300 (+2.5%) Land $13,000 Building $126,300
2023		$135,900 (+10.94%) Land $13,000 Building $122,900	$135,900 (+10.94%) Land $13,000 Building $122,900
2022	$2,483.00 (+127.17%) Homeowner's exemption	$122,500 Land $13,000 Building $109,500	$122,500 Land $13,000 Building $109,500
2021	$1,093.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1981)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELKHART PUBLIC WORKS AND UTILITIES serves 46,455 people · EPA ID IN5220008
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Surf Internet.

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