319 E Millstream Rd, Cream Ridge, NJ 08514 Property Records

Ocean County and Plumsted Township property record for 319 E Millstream Rd, Cream Ridge, NJ 08514

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 983 sqft · built 1940
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$145,000 (Apr 2014)
Tax Bill	$6,576 (2025)
Deeds & Mortgages	Mar 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24-00059-0000-00028`

Property Details

APN / Parcel Number

Primary APN	`24-00059-0000-00028`
Alternative APN	`240005900028`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	983 sqft Living Area
Gross Area	1,313 sqft
Basement Area	330 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Cape Cod
Construction Type	Frame
Roof Type	Gable
Roof Material	Asbestos
Lot Area	43,560 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	319 E MILLSTREAM RD
City	CREAM RIDGE
State	NJ
Zip	08514-2409
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-5
Legal Description	1 AC
Legal Block	59
Legal Lot Number	28
Jurisdiction	OCEAN NJ
Township / Civil Division	PLUMSTED
Census Block Group	4
Census Block	4014
Census Tract	718000

Owner

Source: Ocean County and Plumsted Township records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	319 E MILLSTREAM RD, CREAM RIDGE, NJ 08514-2409
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 16, 2014 · Amount on Record
Deed Sale	Apr 16, 2014 · Amount on Record
Deed Document Number	201430988
Deed Book / Page	15784 / 1612
Record Updated	Sep 20, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	319 E MILLSTREAM RD, CREAM RIDGE, NJ 08514-2409
Document Number	0166941180
Instrument Date	Mar 16, 2017
Transaction Type	Mortgage
Record Updated	Aug 17, 2018
Title Company	FOUNDATION TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	319 E MILLSTREAM RD CREAM RIDGE NJ 085142409, CREAM RIDGE, NJ 08514-2409

Mortgage

Document Number	0166941180
Date	Mar 28, 2017
Book Page	016694/001180
Instrument	31832

Lender

Name	ALLIED MTG
Type	Mortgage Company
Address	BALA CYNWYD, PA 19004

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 27, 2047

Tax Assessment & Valuation

Source: Ocean County and Plumsted Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Ocean County
County Subdivision	Plumsted Township
Unified School District	Plumsted Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$325,200 (+73.44%) Land $195,000 Building $130,200	$325,200 (+73.44%) Land $195,000 Building $130,200
2025	$6,576.00 (+12.74%)	$187,500 (-) Land $120,000 Building $67,500	$187,500 (-) Land $120,000 Building $67,500
2024	$5,833.00 (+12.32%)
2023		$187,500 Land $120,000 Building $67,500	$187,500 Land $120,000 Building $67,500
2022	$5,193.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 75% of New Jersey
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEEP RUN ADULT VILLAGE private · serves 400 people · EPA ID NJ1523002
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	9 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20