Ocean County and Plumsted Township property record for 307 E Millstream Rd, Cream Ridge, NJ 08514
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,974 sqft · built 1995 |
| Lot Size | 1.63 acres (71,003 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $455,000 (Jul 2006) |
| Tax Bill | $11,959 (2025) |
| Deeds & Mortgages | Feb 2020 Mortgage Aug 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-00059-0000-00029-01 |
| Primary APN | 24-00059-0000-00029-01 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,974 sqft Living Area |
| Gross Area | 3,206 sqft |
| 1st Floor Area | 1,974 sqft |
| Basement Area | 1,232 sqft |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Cape Cod |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asbestos |
| Lot Area | 71,003 sqft |
| Garage Type | Detached |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Old Parcel Number | 2400059000000029 |
|---|---|
| Street Address | 307 E MILLSTREAM RD |
| City | CREAM RIDGE |
| State | NJ |
| Zip | 08514-2409 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA-5 |
| Legal Description | 1.63 AC |
| Legal Block | 59 |
| Legal Lot Number | 29.1 |
| Jurisdiction | OCEAN NJ |
| Township / Civil Division | PLUMSTED |
| Census Block Group | 4 |
| Census Block | 4014 |
| Census Tract | 718000 |
Source: Ocean County and Plumsted Township records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 307 E MILLSTREAM RD, CREAM RIDGE, NJ 08514-2409 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Aug 8, 2018 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 11, 2006 · Amount on Record |
| Deed Sale | Jul 11, 2006 · Amount on Record |
| Deed Document Number | 2006114485 |
| Deed Book / Page | 13246 / 1204 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 307 E MILLSTREAM RD, CREAM RIDGE, NJ 08514-2409 |
| Document Number | 0177941199 |
| Instrument Date | Feb 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2020 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 307 E MILLSTREAM RD CREAM RIDGE NJ 085142409, CREAM RIDGE, NJ 08514-2409 |
| Document Number | 0177941199 |
|---|---|
| Date | Feb 20, 2020 |
| Book Page | 017794/001199 |
| Instrument | 18804 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 19, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 307 E MILLSTREAM RD, CREAM RIDGE, NJ 08514-2409 |
| Document Number | 0172091671 |
| Instrument Date | Aug 8, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 10, 2018 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 307 E MILLSTREAM RD CREAM RIDGE NJ 085142409, CREAM RIDGE, NJ 08514-2409 |
| Document Number | 0172091671 |
|---|---|
| Date | Aug 16, 2018 |
| Book Page | 017209/001671 |
| Instrument | 80515 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 15, 2038 |
Source: Ocean County and Plumsted Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Ocean County |
| County Subdivision | Plumsted Township |
| Unified School District | Plumsted Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $649,100 (+90.35%) Land $206,100 Building $443,000 | $649,100 (+90.35%) Land $206,100 Building $443,000 | |
| 2025 | $11,959.00 (+12.74%) | $341,000 (-) Land $124,700 Building $216,300 | $341,000 (-) Land $124,700 Building $216,300 |
| 2024 | $10,608.00 (+12.31%) | ||
| 2023 | $341,000 Land $124,700 Building $216,300 | $341,000 Land $124,700 Building $216,300 | |
| 2022 | $9,445.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 60% of the US · above 75% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DEEP RUN ADULT VILLAGE private · serves 400 people · EPA ID NJ1523002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | 9 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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