319 E Adams Ave, Saint Louis, MO 63122 Property Records

St. Louis County property record for 319 E Adams Ave, Saint Louis, MO 63122

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,078 sqft · built 1923
Lot Size	0.402 acres (17,498 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,019,511 (Aug 2024)
Tax Bill	$9,062 (2025)
Deeds & Mortgages	Aug 2024 Sale & Mortgage Jun 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`23M-23-0051`

Property Details

APN / Parcel Number

Primary APN	`23M-23-0051`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,078 sqft Living Area
Gross Area	4,652 sqft
1st Floor Area	1,064 sqft
Basement Area	674 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1963
Architectural Style	Bungalow
Construction Type	Frame
Foundation Type	Raised
Lot Area	17,498 sqft (0.402 acres)
Lot Dimensions	175 ft deep x 100 ft wide
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	900 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	538 sqft
Deck Area	48 sqft
Patio Area	492 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	319 E ADAMS AVE
City	SAINT LOUIS
State	MO
Zip	63122-4517
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	32R3
Legal Description	LOC 150 FEET E OF FILLMORE
Legal Range	5E
Legal Township	44N
Legal Section	01
Legal Subdivision	SPENCER SMITHS SUBDIVISION
Jurisdiction	ST LOUIS MO
Township / Civil Division	BONHOMME
Census Block Group	3
Census Block	3011
Census Tract	218500

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	319 E ADAMS AVE, SAINT LOUIS, MO 63122-4517
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2024	Warranty Deed, Transfer · Conventional Mortgage STIFEL BANK & TRUST
Jun 20, 2023	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Sep 14, 2022	Intrafamily Transfer, Transfer
Sep 14, 2022	Intrafamily Transfer, Transfer
Oct 3, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 19, 2024 · Amount on Record
Deed Sale	Aug 19, 2024 · Amount on Record
Prior Sale	Aug 13, 1998 · Amount on Record
Deed Document Number	2024337
Prior Transfer Date	Sep 7, 2022
Prior Transfer Doc	2022091400176
Record Updated	Oct 29, 2026

August 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Aug 19, 2024
Property Address	319 E ADAMS AVE, SAINT LOUIS, MO 63122-4517
Document Number	2024081900337
Instrument Date	Aug 15, 2024
Instrument	2024081900337
Transaction Type	Transfer
Record Updated	Feb 6, 2026
Title Company	ORT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	319 E ADAMS AVE, SAINT LOUIS, MO 63122-4517

Mortgage

Document Number	2024081900338
Date	Aug 19, 2024
Instrument	2024081900338

Lender

Name	STIFEL BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2054

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	319 E ADAMS AVE, SAINT LOUIS, MO 63122-4517
Transaction Type	Mortgage
Record Updated	Feb 15, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	319 ADAMS AVE, KIRKWOOD, MO 63122-4517

Mortgage

Document Number	2023062000237
Date	Jun 20, 2023
Instrument	2023062000237

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST LOUIS MO
Recording Date	Sep 14, 2022
Property Address	319 E ADAMS AVE, SAINT LOUIS, MO 63122-4517
Document Number	2022091400176
Instrument Date	Sep 7, 2022
Instrument	2022091400176
Transaction Type	Transfer
Record Updated	Feb 15, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	319 E ADAMS AVE, KIRKWOOD, MO 63122-4517

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	319 E ADAMS AVE, KIRKWOOD, MO 63122-4517

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST LOUIS MO
Recording Date	Sep 14, 2022
Property Address	319 E ADAMS AVE, SAINT LOUIS, MO 63122-4517
Document Number	2022091400175
Instrument Date	Sep 7, 2022
Instrument	2022091400175
Transaction Type	Transfer
Record Updated	Feb 15, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	319 E ADAMS AVE, KIRKWOOD, MO 63122-4517

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	319 E ADAMS AVE, KIRKWOOD, MO 63122-4517

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	319 E ADAMS AVE, SAINT LOUIS, MO 63122-4517
Document Number	0227341132
Instrument Date	Oct 3, 2017
Transaction Type	Mortgage
Record Updated	Aug 25, 2018
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	319 E ADAMS AVE KIRKWOOD MO 631224517, KIRKWOOD, MO 63122-4517

Mortgage

Document Number	0227341132
Date	Oct 12, 2017
Book Page	022734/001132
Instrument	316

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 11, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Kirkwood City
Unified School District	Kirkwood R-VII School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$161,080 (-) Land $90,400 Building $70,680	$847,800 (-) Land $475,800 Building $372,000
2025	$9,062.00 (+2.65%)	$161,080 (+14.17%) Land $90,400 Building $70,680	$847,800 (+14.17%) Land $475,800 Building $372,000
2024	$8,828.00 (+1.6%)
2023	$8,689.00 (-6.67%)	$141,090 (+7.9%) Land $72,310 Building $68,780	$742,600 (+7.9%) Land $380,600 Building $362,000
2022	$9,310.00	$130,760 Land $72,680 Building $58,080
2021			$688,200 Land $382,500 Building $305,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	10 (1979–1993)
Claims Outside the SFHA	4 of 10
Most Recent Claim	Sep 1993 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KIRKWOOD PWS serves 28,000 people · EPA ID MO6010430
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

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