312 E Adams Ave, Saint Louis, MO 63122 Property Records

St. Louis County property record for 312 E Adams Ave, Saint Louis, MO 63122

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,779 sqft · built 1905
Lot Size0.26 acres (11,326 sqft)
Owner2 Individual Names on Record
Last Sale$477,500 (Jun 2011)
Tax Bill$9,257 (2025)
Deeds & MortgagesMay 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN23M-21-1197

Property Details

APN / Parcel Number

Primary APN23M-21-1197

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms10 Rooms
Stories2 Stories
Building Area2,779 sqft Living Area
1st Floor Area1,352 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1905
Effective Year BuiltEffective 2020
Architectural StyleOld Style
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Lot Area11,326 sqft (0.26 acres)
Lot Dimensions70 ft deep x 70 ft wide
TerrainAbove Road/Slope
View / LotCul-De-Sac
Garage TypeDetached
Garage Area624 sqft
Parking Spaces2 Parking Spaces
PorchOpen Frame Porch
Porch Area570 sqft
Balcony Area27 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address312 E ADAMS AVE
CitySAINT LOUIS
StateMO
Zip63122-4518
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code32R3
Legal DescriptionSPENCER SMITH LOT 6 & LOT PT 5 BDY ADJ (AKA 312-320 EAST ADAMS) LOT B
Legal SubdivisionSPENCER SMITH LOT 6 & LOT PT 5 BDY ADJ
Legal Lot NumberB
JurisdictionST LOUIS MO
Township / Civil DivisionBONHOMME
Census Block Group1
Census Block1002
Census Tract218600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Jefferson-Argonne Historic District
listed 2004 · 168 contributing resources · NRIS 04000696

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address312 E ADAMS AVE, SAINT LOUIS, MO 63122-4518
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 30, 2011 · Amount on Record
Deed SaleJun 30, 2011 · Amount on Record
Prior SaleMar 9, 2010 · Amount on Record
Deed Document Number2011544
Deed Book / Page19551 / 1358
Prior Transfer DateAug 16, 2004
Prior Transfer Doc0000001086
Record UpdatedOct 29, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MO
Property Address312 E ADAMS AVE, SAINT LOUIS, MO 63122-4518
Document Number0240861295
Instrument DateMay 6, 2020
Transaction TypeMortgage
Record UpdatedJul 7, 2020
Title CompanyNATIONWIDE TITLE CLEARING INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address312 E ADAMS AVE KIRKWOOD MO 631224518, KIRKWOOD, MO 63122-4518

Mortgage

Document Number0240861295
DateJun 10, 2020
Book Page024086/001295
Instrument183
Lender
NameTOGETHER CU
AddressSAINT LOUIS, MO 63118
Agreement
AmountAmount Recorded
Term300 Months
DueJun 9, 2045

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Louis County
MunicipalityKirkwood City
Unified School DistrictKirkwood R-VII School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$164,560 (-) Land $83,410 Building $81,150$866,100 (-) Land $439,000 Building $427,100
2025$9,257.00 (+8.92%)$164,560 (+21.17%) Land $83,410 Building $81,150$866,100 (+21.17%) Land $439,000 Building $427,100
2024$8,499.00 (+1.6%)
2023$8,365.00 (+1.74%)$135,810 (+17.6%) Land $75,050 Building $60,760$714,800 (+17.6%) Land $395,000 Building $319,800
2022$8,222.00$115,480 Land $62,260 Building $53,220
2021$607,800 Land $327,700 Building $280,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims2 (1979–1987)
Most Recent ClaimJun 1987 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKIRKWOOD PWS
serves 28,000 people · EPA ID MO6010430
Water SourcePurchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State InspectionMar 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000

May also be available: Verizon.

Nearby Properties on E Adams Ave

Nearby Streets

Search Property Records by Address or Parcel Number