319 E 4th St, West Lafayette, OH 43845 Property Records

Coshocton County property record for 319 E 4th St, West Lafayette, OH 43845

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,092 sqft · built 1961
Lot Size	0.176 acres (7,650 sqft)
Owner	Individual Name on Record
Last Sale	$205,000 (Sep 2024)
Tax Bill	$2,186 (2025)
Deeds & Mortgages	Aug 2006 Line of Credit Aug 2005 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`002296-3`

Property Details

APN / Parcel Number

Primary APN	`002296-3`
Alternative APN	`0200000028200`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,092 sqft Living Area
1st Floor Area	1,324 sqft
Upper Floors Area	768 sqft
Basement Area	1,324 sqft
Unfinished Basement	576 sqft

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1993
Architectural Style	Other
Exterior Material	Combination
Construction Type	Frame
Lot Area	7,650 sqft (0.176 acres)
Lot Dimensions	150 ft deep x 51 ft wide
Garage Area	754 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	212 sqft
Patio Area	325 sqft
Canopy	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	002296-3
Street Address	319 E 4TH ST
City	WEST LAFAYETTE
State	OH
Zip	43845-1401
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN-LOT 233 51.3 X 150
Legal Subdivision	HOME ADDITION
Legal Lot Number	233
Jurisdiction	COSHOCTON OH
Township / Civil Division	LAFAYETTE
Census Block Group	3
Census Block	3019
Census Tract	961800

Owner

Source: Coshocton County records, as of April 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	319 E 4TH ST, WEST LAFAYETTE, OH 43845-1401
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2006	Deed of Trust, Mortgage · Line of Credit OHIO HERITAGE BANK
Aug 17, 2005	Deed of Trust, Mortgage · Line of Credit OHIO HERITAGE BANK
Jan 24, 2011	Deed of Trust, Mortgage · Commercial Mortgage OHIO HERITAGE BANK
Sep 20, 2024	Warranty Deed, Transfer · VA Mortgage POLARIS HOME FUNDING CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 20, 2024 · Amount on Record
Deed Sale	Sep 20, 2024 · Amount on Record
Deed Document Number	20243382
Deed Book / Page	802 / 5093
Record Updated	Jun 8, 2026

August 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COSHOCTON OH
Property Address	319 E 4TH ST, WEST LAFAYETTE, OH 43845-1401
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000422/060
Date	Aug 23, 2006
Book Page	422/060
Instrument	200600004375

Lender

Name	OHIO HERITAGE BANK
Address	COSHOCTON, OH 43812

Agreement

Type	Line of Credit
Amount	Amount Recorded

August 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COSHOCTON OH
Property Address	319 E 4TH ST, WEST LAFAYETTE, OH 43845-1401
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000387/718
Date	Aug 17, 2005
Book Page	387/718
Instrument	200500004396

Lender

Name	OHIO HERITAGE BANK
Address	COSHOCTON, OH 43812

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Aug 15, 2025

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COSHOCTON OH
Property Address	319 E 4TH ST, WEST LAFAYETTE, OH 43845-1401
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000537/314
Date	Jan 24, 2011
Book Page	537/314
Instrument	201100000248

Lender

Name	OHIO HERITAGE BANK
Address	COSHOCTON, OH 43812

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

September 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COSHOCTON OH
Recording Date	Sep 20, 2024
Property Address	319 E 4TH ST, WEST LAFAYETTE, OH 43845-1401
Document Number	00802/5093
Book / Page	802 / 5093
Map Reference	MB 2 PG 17
Instrument Date	Sep 16, 2024
Instrument	202400003382
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	319 E 4TH ST, WEST LAFAYETTE, OH 43845-1401

Mortgage

Document Number	MTGOR802/5096
Date	Sep 20, 2024
Book Page	MTG OR802/5096
Instrument	202400003383

Lender

Name	POLARIS HOME FUNDING CORP
Type	Mortgage Company
Address	151 44TH ST SW, GRANDVILLE, MI 49418

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2054

Tax Assessment & Valuation

Source: Coshocton County assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Coshocton County
County Subdivision	Lafayette Township
Municipality	West Lafayette Village
Unified School District	Ridgewood Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,186.00 (+0.32%)	$53,020 (-) Land $7,260 Building $45,760	$151,500 (-) Land $20,750 Building $130,750
2024	$2,179.00 (+28.48%) Homeowner's exemption	$53,020 (+28.49%) Land $7,260 Building $45,760	$151,500 (+28.5%) Land $20,750 Building $130,750
2023	$1,696.00 (-2.47%) Homeowner's exemption	$41,265 (-) Land $4,655 Building $36,610
2022	$1,739.00 Homeowner's exemption	$41,265 Land $4,655 Building $36,610
2021			$117,900 Land $13,300 Building $104,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 2, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EDGEWOOD TERRACE private · serves 87 people · EPA ID OH1600212
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 532 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: altafiber Network Solutions, Smart Way Communications.

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