309 E 4th St, West Lafayette, OH 43845 Property Records

Coshocton County property record for 309 E 4th St, West Lafayette, OH 43845

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,730 sqft · built 1955
Lot Size	0.176 acres (7,650 sqft)
Owner	Individual Name on File
Last Sale	$95,000 (Oct 2019)
Tax Bill	$1,776 (2025)
Deeds & Mortgages	Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`002278-1`

Property Details

APN / Parcel Number

Primary APN	`002278-1`
Alternative APN	`0200000009900`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,730 sqft Living Area
Gross Area	1,236 sqft
1st Floor Area	1,236 sqft
Basement Area	1,236 sqft
Finished Basement	500 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Lot Area	7,650 sqft (0.176 acres)
Lot Dimensions	150 ft deep x 51 ft wide
Garage Area	396 sqft
Parking Spaces	1 Parking Space
Deck Area	256 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	002278-1
Street Address	309 E 4TH ST
City	WEST LAFAYETTE
State	OH
Zip	43845-1401
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN-LOT 235 51.3 X 150 05 DOC 4877
Legal Subdivision	HOME ADDITION
Legal Lot Number	235
Jurisdiction	COSHOCTON OH
Township / Civil Division	LAFAYETTE
Census Block Group	3
Census Block	3019
Census Tract	961800

Owner

309 E 4th St is owned and occupied by an individual who bought it in October 2019.

Source: Coshocton County records, as of April 17, 2026

Owner of Record	Individual Name on File
Mailing Address	309 E 4TH ST, WEST LAFAYETTE, OH 43845-1401
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 30, 2019 · Amount on File
Deed Sale	Oct 30, 2019 · Amount on File
Prior Sale	Sep 8, 2005 · Amount on File
Deed Document Number	20194523
Deed Book / Page	775 / 1512
Prior Transfer Date	Feb 9, 2001
Prior Transfer Doc	0000001908
Record Updated	Jun 8, 2026

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COSHOCTON OH
Recording Date	Oct 30, 2019
Property Address	309 E 4TH ST, WEST LAFAYETTE, OH 43845-1401
Document Number	00775/1512
Book / Page	775 / 1512
Map Reference	MB 2 PG 17
Instrument Date	Oct 29, 2019
Instrument	201900004523
Transaction Type	Transfer
Record Updated	May 17, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY TITLE COSHOCTON

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 E 4TH ST, WEST LAFAYETTE, OH 43845-1401

Mortgage

Document Number	201900004524
Date	Oct 30, 2019
Instrument	201900004524

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 309 E 4th St was $1,776 with a homeowner's exemption.

Source: Coshocton County assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Coshocton County
County Subdivision	Lafayette Township
Municipality	West Lafayette Village
Unified School District	Ridgewood Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,776.00	$43,070 Land $7,260 Building $35,810	$123,050 Land $20,750 Building $102,300
2023	$1,369.00 (-2.49%) Homeowner's exemption	$33,299 (-) Land $4,655 Building $28,644
2022	$1,404.00 Homeowner's exemption	$33,299 Land $4,655 Building $28,644
2021			$95,140 Land $13,300 Building $81,840

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 309 E 4th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 2, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 309 E 4th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EDGEWOOD TERRACE private · serves 87 people · EPA ID OH1600212
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 532 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: altafiber Network Solutions, Smart Way Communications.

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