319 Cloverbrook Way, Gallatin, TN 37066 Property Records

Sumner County property record for 319 Cloverbrook Way, Gallatin, TN 37066

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,155 sqft · built 2021
Lot Size	0.092 acres (4,022 sqft)
Owner	Individual Name on Record
Last Sale	$386,000 (Sep 2026)
Tax Bill	$1,524 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`083124B D 02200`

Property Details

APN / Parcel Number

Primary APN	`083124B D 02200`
Alternative APN	`124B D 02200`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	2 Stories
Building Area	2,155 sqft Living Area
Gross Area	2,422 sqft
1st Floor Area	944 sqft
Basement Area	944 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	4,022 sqft (0.092 acres)
Terrain	Rolling
Garage Type	Finished
Garage Area	235 sqft
Driveway	Driveway
Driveway Area	736 sqft
Parking Spaces	1 Parking Space
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	319 CLOVERBROOK WAY
City	GALLATIN
State	TN
Zip	37066-3268
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PB31 PG291 LOT566
Legal Subdivision	CARELLTON SUBDIVISION
Legal Block	291
Legal Lot Number	566
Jurisdiction	SUMNER TN
Township / Civil Division	4
Census Block Group	1
Census Block	1042
Census Tract	20502

Owner

Source: Sumner County records, as of September 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	319 CLOVERBROOK WAY, GALLATIN, TN 37066-3268
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2026	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
May 28, 2021	Warranty Deed, Transfer · Conventional Mortgage SWBC MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 11, 2026 · Amount on Record
Deed Sale	Sep 11, 2026 · Amount on Record
Prior Sale	May 28, 2021 · Amount on Record
Deed Document Number	20261564000
Deed Book / Page	6938 / 629
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMNER TN
Recording Date	Sep 11, 2026
Property Address	319 CLOVERBROOK WAY, GALLATIN, TN 37066-3268
Document Number	0001564000
Book / Page	6938 / 629
Instrument Date	Sep 10, 2026
Instrument	20261564000
Transaction Type	Transfer
Record Updated	Sep 17, 2026
Title Company	STEWART TITLE COMPANY (BA), STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$144,248.20
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	319 CLOVERBROOK WAY, GALLATIN, TN 37066-3268

Mortgage

Document Number	0001564001,
Date	Sep 11, 2026
Instrument	20261564001

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMNER TN
Recording Date	May 28, 2021
Property Address	319 CLOVERBROOK WAY, GALLATIN, TN 37066-3268
Document Number	0056090813
Book / Page	5609 / 813
Map Reference	MB 31 PG 291-292
Instrument Date	May 28, 2021
Instrument	1366708
Transaction Type	Transfer
Record Updated	Oct 7, 2021
Title Company	NOT AVAILABLE, OWEN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,242.74
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	319 CLOVERBROOK WAY, GALLATIN, TN 37066-3268

Mortgage

Document Number	5609818
Date	May 28, 2021
Instrument	5609/818

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: Sumner County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Sumner County
Municipality	Gallatin City
Unified School District	Sumner County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,524.00 (-31.84%)	$107,250 (+46.42%) Land $22,500 Building $84,750
2024			$429,000 (+46.42%) Land $90,000 Building $339,000
2023	$2,236.00 (-0.31%)	$73,250 (-) Land $12,000 Building $61,250
2022	$2,243.00	$73,250 Land $12,000 Building $61,250
2021			$293,000 Land $48,000 Building $245,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Nearby Flood Policies	21 in force
Nearby Flood Claims	23 (1993–2024)
Claims Outside the SFHA	9 of 23
Most Recent Claim	May 2024 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2024 · 2 claims Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHITE HOUSE UTILITY DISTRICT serves 130,411 people · EPA ID TN0000745
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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