313 Cloverbrook Way, Gallatin, TN 37066 Property Records

Sumner County property record for 313 Cloverbrook Way, Gallatin, TN 37066

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,977 sqft · built 2021
Lot Size	0.091 acres (4,002 sqft)
Owner	Individual Name on Record
Last Sale	$295,963 (Apr 2021)
Tax Bill	$1,415 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`083124B D 02500`

Property Details

APN / Parcel Number

Primary APN	`083124B D 02500`
Alternative APN	`124B D 02500`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	2 Stories
Building Area	1,977 sqft Living Area
Gross Area	2,244 sqft
1st Floor Area	855 sqft
Basement Area	855 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	4,002 sqft (0.091 acres)
Terrain	Rolling
Garage Type	Finished
Garage Area	235 sqft
Driveway	Driveway
Driveway Area	768 sqft
Parking Spaces	1 Parking Space
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	313 CLOVERBROOK WAY
City	GALLATIN
State	TN
Zip	37066-3268
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PB31 PG291 LOT563
Legal Subdivision	CARELLTON SUBDIVISION
Legal Block	291
Legal Lot Number	563
Jurisdiction	SUMNER TN
Township / Civil Division	4
Census Block Group	1
Census Block	1042
Census Tract	20502

Owner

Source: Sumner County records, as of July 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	313 CLOVERBROOK WAY, GALLATIN, TN 37066-3268
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2026	Warranty Deed, Transfer · Conventional Mortgage COMMUNITY MORTGAGE CORPORATION
Apr 21, 2021	Warranty Deed, Transfer · Conventional Mortgage COGENT BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 21, 2021 · Amount on Record
Deed Sale	Apr 21, 2021 · Amount on Record
Deed Document Number	20211360811
Deed Book / Page	5571 / 90
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMNER TN
Recording Date	Jul 28, 2026
Property Address	313 CLOVERBROOK WAY, GALLATIN, TN 37066-3268
Document Number	0001559103
Book / Page	6906 / 65
Instrument Date	Jul 27, 2026
Instrument	20261559103
Transaction Type	Transfer
Record Updated	Aug 4, 2026
Title Company	CLOSED NASHVILLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$148,358.90
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	313 CLOVERBROOK WAY, GALLATIN, TN 37066-3268

Mortgage

Document Number	0001559104,
Date	Jul 28, 2026
Instrument	20261559104

Lender

Name	COMMUNITY MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.52%
Initial Type	Fixed Rate
Max Rate	-1%

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMNER TN
Recording Date	Apr 21, 2021
Property Address	313 CLOVERBROOK WAY, GALLATIN, TN 37066-3268
Document Number	0055710090
Book / Page	5571 / 90
Map Reference	MB 31 PG 291-292
Instrument Date	Apr 20, 2021
Instrument	1360811
Transaction Type	Transfer
Record Updated	Oct 7, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,095.06
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	313 CLOVERBROOK WAY, GALLATIN, TN 37066-3268

Mortgage

Document Number	557195
Date	Apr 21, 2021
Instrument	5571/95

Lender

Name	COGENT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: Sumner County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Sumner County
Municipality	Gallatin City
Unified School District	Sumner County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,415.00 (-30.4%)	$99,600 (+49.49%) Land $22,500 Building $77,100
2024			$398,400 (+49.49%) Land $90,000 Building $308,400
2023	$2,033.00 (-0.34%)	$66,625 (-) Land $12,000 Building $54,625
2022	$2,040.00	$66,625 Land $12,000 Building $54,625
2021			$266,500 Land $48,000 Building $218,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Nearby Flood Policies	21 in force
Nearby Flood Claims	23 (1993–2024)
Claims Outside the SFHA	9 of 23
Most Recent Claim	May 2024 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2024 · 2 claims Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHITE HOUSE UTILITY DISTRICT serves 130,411 people · EPA ID TN0000745
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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