Morgan County property record for 319 Chapman St, Wiggins, CO 80654
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,271 sqft · built 1908 |
| Lot Size | 0.321 acres (14,000 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,506 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage May 2021 Second Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 1223-151-15-014 |
| Primary APN | 1223-151-15-014 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,271 sqft Total Area |
| 1st Floor Area | 1,105 sqft |
| 2nd Floor Area | 495 sqft |
| Basement Area | 325 sqft |
| Unfinished Basement | 325 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1908 |
|---|---|
| Effective Year Built | Effective 1952 |
| Architectural Style | Conventional |
| Exterior Material | Other |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 14,000 sqft (0.321 acres) |
| Lot Dimensions | 140 ft deep x 100 ft wide |
| Garage Type | Detached |
| Garage Area | 660 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 110 sqft |
| Patio Area | 256 sqft |
| Balcony Area | 256 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 319 CHAPMAN ST |
|---|---|
| City | WIGGINS |
| State | CO |
| Zip | 80654-1310 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBD WIGGINS ORIGINAL TOWN WI BLOCK 32 LOT 41 THRU- LOT 44 |
| Legal Subdivision | WIGGINS ORIGINAL TOWN |
| Legal Block | 32 |
| Legal Lot Number | 44 |
| Jurisdiction | MORGAN CO |
| Township / Civil Division | WIGGINS |
| Census Block Group | 2 |
| Census Block | 2032 |
| Census Tract | 200 |
Source: Morgan County records, as of March 31, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 319 CHAPMAN ST, WIGGINS, CO 80654-1310 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 9, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCING CORP |
| May 4, 2021 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage BANK OF AMERICA NA |
| May 3, 2021 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage BANK OF AMERICA NA |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Aug 15, 2005 |
| Transfer Doc | 0000829436 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN CO |
| Property Address | 319 CHAPMAN ST, WIGGINS, CO 80654-1310 |
| Transaction Type | Mortgage |
| Record Updated | Sep 20, 2021 |
| Title Company | FITCO |
| Name | Verified Name |
|---|
| Document Number | 0000935342 |
|---|---|
| Date | Sep 9, 2021 |
| Instrument | 935342 |
| Name | AMERICAN FINANCING CORP |
|---|---|
| Type | Lending Institution |
| Address | AURORA, CO 80014 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN CO |
| Property Address | 319 CHAPMAN ST, WIGGINS, CO 80654-1310 |
| Transaction Type | Mortgage |
| Record Updated | May 28, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000932658 |
|---|---|
| Date | May 4, 2021 |
| Instrument | 932658 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN CO |
| Property Address | 319 CHAPMAN ST, WIGGINS, CO 80654-1310 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000932658 |
|---|---|
| Date | May 3, 2021 |
| Instrument | 932658 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
Source: Morgan County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Morgan County |
| Municipality | Wiggins Town |
| Unified School District | Wiggins School District RE-50J (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,506.00 (-26.25%) | $14,670 (-24.03%) Land $3,520 Building $11,150 | $234,610 (-18.61%) Land $56,290 Building $178,320 |
| 2024 | $2,042.00 | $19,310 (-16.04%) Land $2,910 Building $16,400 | $288,270 (-16.02%) Land $43,460 Building $244,810 |
| 2023 | $2,042.00 (+2.51%) | $23,000 (+24.59%) Land $3,470 Building $19,530 | $343,270 (+29.24%) Land $51,750 Building $291,520 |
| 2022 | $1,992.00 | $18,460 Land $3,040 Building $15,420 | $265,600 Land $43,700 Building $221,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 8, 2023
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Colorado |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF WIGGINS serves 1,909 people · EPA ID CO0144035 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wiggins Telephone Association Fiber | 1,000 / 500 |
| Verizon Fixed Wireless | 300 / 20 |
| Viaero Wireless Fixed Wireless | 150 / 40 |
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