Morgan County property record for 305 Chapman St, Wiggins, CO 80654
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,689 sqft · built 1918 |
| Lot Size | 0.161 acres (7,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $230,000 (Dec 2020) |
| Tax Bill | $1,934 (2025) |
| Deeds & Mortgages | Dec 2020 Sale & Mortgage Jul 2020 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 1223-151-15-011 |
| Primary APN | 1223-151-15-011 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,689 sqft Total Area |
| 1st Floor Area | 1,435 sqft |
| Basement Area | 1,058 sqft |
| Finished Basement | 1,058 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1918 |
|---|---|
| Effective Year Built | Effective 1949 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 7,000 sqft (0.161 acres) |
| Lot Dimensions | 140 ft deep x 50 ft wide |
| Patio Area | 196 sqft |
|---|---|
| Balcony Area | 196 sqft |
| Pole Barn | 1,107 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | None |
|---|---|
| Heating Fuel | Electric |
| Street Address | 305 CHAPMAN ST |
|---|---|
| City | WIGGINS |
| State | CO |
| Zip | 80654-1310 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBD WIGGINS ORIGINAL TOWN WI BLOCK 32 LOT 31 AND- LOT 32 |
| Legal Subdivision | WIGGINS ORIGINAL TOWN |
| Legal Block | 32 |
| Legal Lot Number | 32 |
| Jurisdiction | MORGAN CO |
| Township / Civil Division | WIGGINS |
| Census Block Group | 2 |
| Census Block | 2032 |
| Census Tract | 200 |
Source: Morgan County records, as of March 31, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 305 CHAPMAN ST, WIGGINS, CO 80654-1310 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 14, 2020 | Warranty Deed, Transfer · Conventional Mortgage SUMMIT MORTGAGE CORP |
| Jul 29, 2020 | Warranty Deed, Transfer · Conventional with PMI TERRY RUTENBECK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 14, 2020 · Amount on Record |
| Deed Sale | Dec 14, 2020 · Amount on Record |
| Prior Sale | Jul 29, 2020 · Amount on Record |
| Deed Document Number | 2020929460 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MORGAN CO |
| Recording Date | Dec 14, 2020 |
| Property Address | 305 CHAPMAN ST, WIGGINS, CO 80654-1310 |
| Document Number | 0000929460 |
| Instrument Date | Dec 11, 2020 |
| Instrument | 929460 |
| Transaction Type | Transfer |
| Record Updated | May 24, 2021 |
| Title Company | EQUITY TITLE GROUP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $23.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 305 CHAPMAN ST, WIGGINS, CO 80654-1310 |
| Document Number | 0000929461 |
|---|---|
| Date | Dec 14, 2020 |
| Instrument | 929461 |
| Name | SUMMIT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MORGAN CO |
| Recording Date | Jul 29, 2020 |
| Property Address | 305 CHAPMAN ST, WIGGINS, CO 80654-1310 |
| Document Number | 0000926525 |
| Instrument Date | Sep 5, 2012 |
| Instrument | 926525 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $14.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 305 CHAPMAN ST WIGGINS CO 806541310, WIGGINS, CO 80654-1310 |
| Document Number | 926526 |
|---|---|
| Date | Jul 29, 2020 |
| Instrument | 926526 |
| Name | TERRY RUTENBECK |
|---|---|
| Address | 203 W 4TH AVE, WIGGINS, CO 80654-1362 |
| Special Notes | Seller Financed |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Rate | 5.5% |
|---|
Source: Morgan County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Morgan County |
| Municipality | Wiggins Town |
| Unified School District | Wiggins School District RE-50J (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,934.00 (-25.99%) | $18,840 (-23.76%) Land $2,750 Building $16,090 | $301,560 (-18.25%) Land $44,060 Building $257,500 |
| 2024 | $2,613.00 | $24,710 (-12.99%) Land $2,360 Building $22,350 | $368,900 (-12.97%) Land $35,250 Building $333,650 |
| 2023 | $2,613.00 (+49.4%) | $28,400 (+75.2%) Land $2,710 Building $25,690 | $423,900 (+81.75%) Land $40,500 Building $383,400 |
| 2022 | $1,749.00 | $16,210 Land $2,380 Building $13,830 | $233,230 Land $34,200 Building $199,030 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 8, 2023
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Colorado |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF WIGGINS serves 1,909 people · EPA ID CO0144035 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wiggins Telephone Association Fiber | 1,000 / 500 |
| Verizon Fixed Wireless | 300 / 20 |
| Viaero Wireless Fixed Wireless | 150 / 40 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures