319 Centennial Rd, Rutledge, GA 30663 Property Records

Morgan County property record for 319 Centennial Rd, Rutledge, GA 30663

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,536 sqft · built 1991
Lot Size	2.19 acres (95,396 sqft)
Owner	Individual Name on Record
Last Sale	$217,500 (Jul 2021)
Tax Bill	$2,729 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Jul 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`020 054 C`

Property Details

APN / Parcel Number

Primary APN	`020 054 C`
Alternative APN	`1787`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,536 sqft Heated Area
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1991
Effective Year Built	Effective 2012
Exterior Material	Fiber Cement Siding
Roof Type	Gable
Roof Material	Metal
Lot Area	95,396 sqft (2.19 acres)
Terrain	Rolling

Exterior Amenities

Porch	Slab
Porch Area	240 sqft
Deck Area	288 sqft
Patio Area	120 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	1787
Street Address	319 CENTENNIAL RD
City	RUTLEDGE
State	GA
Zip	30663-2534
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Subdivision	RUTLEDGE RES ACRE
Jurisdiction	MORGAN GA
Township / Civil Division	RUTLEDGE
Census Block Group	3
Census Block	3036
Census Tract	10200

Owner

Source: Morgan County records, as of December 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	319 CENTENNIAL RD, RUTLEDGE, GA 30663-2534
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED BANK
Jul 13, 2021	Warranty Deed, Transfer
Jul 13, 2021	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 13, 2021 · Amount on Record
Deed Sale	Jul 13, 2021 · Amount on Record
Prior Sale	Jun 20, 2002 · Amount on Record
Deed Document Number	2021806
Deed Book / Page	675 / 902
Prior Transfer Date	Mar 5, 1993
Prior Transfer Doc	0177000668
Record Updated	Sep 20, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN GA
Property Address	319 CENTENNIAL RD, RUTLEDGE, GA 30663-2534
Transaction Type	Mortgage
Record Updated	Dec 9, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	319 CENTENNIAL RD, RUTLEDGE, GA 30663-2534

Mortgage

Document Number	0000000645/0000000688
Date	Jun 2, 2020
Book Page	0000000645/0000000688

Lender

Name	UNITED BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jan 1, 2045

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	Aug 1, 2020

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN GA
Recording Date	Jul 13, 2021
Property Address	319 CENTENNIAL RD, RUTLEDGE, GA 30663-2534
Document Number	675/902
Book / Page	675 / 902
Instrument Date	Jul 13, 2021
Instrument	2021-000806
Transaction Type	Transfer
Record Updated	Aug 2, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	319 CENTENNIAL RD, RUTLEDGE, GA 30663-2534

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN GA
Recording Date	Jul 13, 2021
Property Address	319 CENTENNIAL RD, RUTLEDGE, GA 30663-2534
Document Number	000675/902
Book / Page	675 / 902
Instrument Date	Jul 13, 2021
Instrument	2021-000806
Transaction Type	Transfer
Record Updated	Dec 9, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	319 CENTENNIAL RD, RUTLEDGE, GA 30663-2534

Mortgage

Document Number	0000675905
Date	Jul 13, 2021
Instrument	675/905

Lender

Name	MORTGAGE RESEARCH CENTER

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	354 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Morgan County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Morgan County
Municipality	Rutledge City
Unified School District	Morgan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,729.00 (+20.54%)	$107,490 (+26.27%) Land $13,140 Building $94,350	$268,725 (+26.27%) Land $32,850 Building $235,875
2023	$2,264.00	$85,125 Land $13,140 Building $71,985	$212,812 Land $32,850 Building $179,962

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 26, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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