174 Centennial Rd, Rutledge, GA 30663 Property Records

Morgan County property record for 174 Centennial Rd, Rutledge, GA 30663

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,892 sqft · built 1983
Lot Size	0.36 acres (15,682 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,627 (2025)
Deeds & Mortgages	Sep 2022 Second Mortgage Nov 2024 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`020 010`

Property Details

APN / Parcel Number

Primary APN	`020 010`
Alternative APN	`1765`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,892 sqft Heated Area
1st Floor Area	1,248 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1998
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	15,682 sqft (0.36 acres)
Deck Area	160 sqft
Patio Area	324 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Account Number	1765
Street Address	174 CENTENNIAL RD
City	RUTLEDGE
State	GA
Zip	30663-2533
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Subdivision	RUTLEDGE RESIDENTIAL LOT
Jurisdiction	MORGAN GA
Township / Civil Division	RUTLEDGE
Census Block Group	3
Census Block	3004
Census Tract	10200

Owner

Source: Morgan County records · APN 020 010

Assessment roll updated December 9, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	174 CENTENNIAL RD, RUTLEDGE, GA 30663-2533
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQUITY
Nov 13, 2024	Deed of Trust, Mortgage · FHA Mortgage US DEPARTMENT OF HOUSING AND URBAN DEVEL
May 11, 2021	Deed of Trust, Mortgage · FHA Mortgage TOP FLITE FINANCIAL
Mar 11, 2024	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE
Oct 14, 2019	Warranty Deed, Transfer
Oct 14, 2019	Warranty Deed, Transfer
Aug 29, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Oct 14, 2019
Transfer Doc	00000633/1
Record Updated	Jun 08, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN GA
Property Address	174 CENTENNIAL RD, RUTLEDGE, GA 30663-2533
Transaction Type	Mortgage
Record Updated	Feb 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	174 CENTENNIAL RD, RUTLEDGE, GA 30663-2533
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000702/0000000735
Date	Sep 22, 2022
Book Page	0000000702/0000000735

Lender

Name	SPRING EQUITY

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 01, 2037

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN GA
Property Address	174 CENTENNIAL RD, RUTLEDGE, GA 30663-2533
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	174 CENTENNIAL RD, RUTLEDGE, GA 30663-2533
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000738/0000001088
Date	Nov 13, 2024
Book Page	0000000738/0000001088

Lender

Name	US DEPARTMENT OF HOUSING AND URBAN DEVEL

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2054

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN GA
Property Address	174 CENTENNIAL RD, RUTLEDGE, GA 30663-2533
Transaction Type	Mortgage
Record Updated	Dec 09, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	174 CENTENNIAL RD, RUTLEDGE, GA 30663-2533
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000671/0000000546
Date	May 11, 2021
Book Page	0000000671/0000000546

Lender

Name	TOP FLITE FINANCIAL

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2051

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN GA
Property Address	174 CENTENNIAL RD, RUTLEDGE, GA 30663-2533
Transaction Type	Mortgage
Record Updated	Dec 09, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	174 CENTENNIAL RD, RUTLEDGE, GA 30663-2533
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000726/0000001030
Date	Mar 11, 2024
Book Page	0000000726/0000001030

Lender

Name	UNITED WHOLESALE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2054

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN GA
Recording Date	Oct 14, 2019
Property Address	174 CENTENNIAL RD, RUTLEDGE, GA 30663-2533
Document Number	00000633/1
Book / Page	633 / 1
Instrument Date	Oct 14, 2019
Instrument	2019-001060
Transaction Type	Transfer
Record Updated	Dec 09, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	174 CENTENNIAL RD, RUTLEDGE, GA 30663-2533
Investor	Possibly a Property Investor

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN GA
Recording Date	Oct 14, 2019
Property Address	174 CENTENNIAL RD, RUTLEDGE, GA 30663-2533
Document Number	0000633/24
Book / Page	633 / 24
Instrument Date	Oct 14, 2019
Instrument	2019-001061
Transaction Type	Transfer
Record Updated	Dec 09, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	174 CENTENNIAL RD, RUTLEDGE, GA 30663-2533
Investor	Possibly a Property Investor

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN GA
Recording Date	Aug 29, 2019
Property Address	174 CENTENNIAL RD, RUTLEDGE, GA 30663-2533
Document Number	000630/650
Book / Page	630 / 650
Instrument Date	Aug 29, 2019
Instrument	2019-000905
Transaction Type	Transfer
Record Updated	Dec 09, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1281 TAYLORS DR, WATKINSVILLE, GA 30677-2594

Tax Assessment & Valuation

Source: Morgan County records · Assessment roll updated December 9, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Morgan County
Municipality	Rutledge City
Unified School District	Morgan County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,627.00 (+5.86%) Homeowner's exemption	$76,569 (+28.55%) Land $8,240 Building $68,329	$191,423 (+28.55%) Land $20,600 Building $170,823
2023	$1,537.00 (+0.65%) Homeowner's exemption	$59,564 (+7.83%) Land $8,240 Building $51,324	$148,910 (+7.83%) Land $20,600 Building $128,310
2022	$1,527.00 Homeowner's exemption	$55,240 Land $6,180 Building $49,060	$138,101 Land $15,450 Building $122,651

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Morgan County (13211C), as of January 26, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 132110102003, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 64% of the US · lower than 87% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 68 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Centennial Rd

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