319 Cape Monday Rd, Harrison, ME 04040 Property Records

Cumberland County and Harrison Town property record for 319 Cape Monday Rd, Harrison, ME 04040

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 2,156 sqft · built 2018
Lot Size	1.2 acres (52,272 sqft)
Owner	Individual Name on Record
Last Sale	$1,900,000 (May 2023)
Tax Bill	$12,955 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Oct 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`HRRS M:21 L:0051-C`

Property Details

APN / Parcel Number

Primary APN	`HRRS M:21 L:0051-C`
Alternative APNs	`M:21 L:0051=C` `430`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Building Area	2,156 sqft Total Area

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Cape Cod
Lot Area	52,272 sqft (1.2 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	430
Street Address	319 CAPE MONDAY RD
City	HARRISON
State	ME
Zip	04040-4206
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SHOREL
Legal Subdivision	GULL POINT SHORES
Legal Lot Number	51-C
Jurisdiction	HARRISON ME
Township / Civil Division	HARRISON
Census Block Group	3
Census Block	3007
Census Tract	15000

Owner

Source: Cumberland County and Harrison Town records, as of July 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1910 ELM ST, MANCHESTER, NH 03104-2526
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 23, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage BAR HARBOR BANK & TRUST CO
Oct 25, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 23, 2023 · Amount on Record
Deed Sale	May 23, 2023 · Amount on Record
Deed Document Number	202316088
Deed Book / Page	40143 / 205
Record Updated	Sep 20, 2026

May 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARRISON ME
Recording Date	May 23, 2023
Property Address	319 CAPE MONDAY RD, HARRISON, ME 04040-4206
Document Number	0401430205
Book / Page	40143 / 205
Instrument Date	May 22, 2023
Instrument	16088
Transaction Type	Transfer
Record Updated	Jun 5, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1910 ELM ST, MANCHESTER, NH 03104-2526

Mortgage

Document Number	0000016089
Date	May 23, 2023
Instrument	16089

Lender

Name	BAR HARBOR BANK & TRUST CO
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5.88%
Type Change Date	Jun 1, 2028
Max Rate At Change	3%
Index	Other
Margin	3

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON ME
Property Address	319 CAPE MONDAY RD, HARRISON, ME 04040-4206
Document Number	0361250182
Instrument Date	Oct 25, 2019
Transaction Type	Mortgage
Record Updated	Nov 8, 2019
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	319 CAPE MONDAY RD HARRISON ME 040404206, HARRISON, ME 04040-4206

Mortgage

Document Number	0361250182
Date	Oct 31, 2019
Book Page	036125/000182
Instrument	55447

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 30, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cumberland County and Harrison Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Harrison Town
Unified School District	School Administrative District 17 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$12,955.00 (+6.63%)	$1,577,900 (-) Land $829,500 Building $748,400
2024	$12,150.00 (+28.79%)	$1,577,900 (+116.6%) Land $829,500 Building $748,400
2023	$9,434.00 (+8.82%)	$728,500 (-) Land $378,800 Building $349,700
2022	$8,669.00	$728,500 Land $378,800 Building $349,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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