309 Cape Monday Rd, Harrison, ME 04040 Property Records

Cumberland County and Harrison Town property record for 309 Cape Monday Rd, Harrison, ME 04040

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,296 sqft · built 1988
Lot Size	0.57 acres (24,829 sqft)
Owner	2 Individual Names on File
Last Sale	$1,250,000 (Oct 2025)
Tax Bill	$8,700 (2025)
Deeds & Mortgages	Jan 2026 Transfer Oct 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`HRRS M:21 L:0053`

Property Details

APN / Parcel Number

Primary APN	`HRRS M:21 L:0053`
Alternative APN	`2011`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Building Area	1,296 sqft Living Area
Gross Area	864 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Cape Cod
Lot Area	24,829 sqft (0.57 acres)
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	Deck Area

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	2011
Street Address	309 CAPE MONDAY RD
City	HARRISON
State	ME
Zip	04040-4206
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SHOREL
Legal Lot Number	53
Jurisdiction	HARRISON ME
Township / Civil Division	HARRISON
Census Block Group	3
Census Block	3006
Census Tract	15000

Owner

309 Cape Monday Rd is owned and occupied by two individuals who acquired it in January 2026.

Source: Cumberland County and Harrison Town records, as of May 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	309 CAPE MONDAY RD, HARRISON, ME 04040-4206
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2026	Quit Claim Deed, Transfer Quitclaim
Oct 1, 2025	Warranty Deed, Transfer · Conventional Mortgage TD BANK NA
Nov 18, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Oct 23, 2017	Deed of Trust, Transfer GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2025 · Amount on File
Deed Sale	Oct 1, 2025 · Amount on File
Prior Sale	Nov 15, 2017 · Amount on File
Deed Book / Page	41762 / 342
Last Transfer Date	Jan 21, 2026
Transfer Doc	0420240001
Record Updated	Sep 20, 2026

January 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARRISON ME
Recording Date	Jan 30, 2026
Property Address	309 CAPE MONDAY RD, HARRISON, ME 04040-4206
Document Number	0420240001
Book / Page	42024 / 1
Instrument Date	Jan 21, 2026
Instrument	3932
Transaction Type	Transfer
Record Updated	Feb 18, 2026

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	309 CAPE MONDAY RD, HARRISON, ME 04040-4206

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRISON ME
Recording Date	Oct 1, 2025
Property Address	309 CAPE MONDAY RD, HARRISON, ME 04040-4206
Document Number	0417620342
Book / Page	41762 / 342
Instrument Date	Sep 30, 2025
Instrument	40274
Transaction Type	Transfer
Record Updated	Mar 13, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 RAINBOW FARM RD, YARMOUTH, ME 04096-8359

Mortgage

Document Number	0000040275
Date	Oct 1, 2025
Instrument	40275

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Oct 1, 2032
Index	Other
Margin	3

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON ME
Property Address	309 CAPE MONDAY RD, HARRISON, ME 04040-4206
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0374550303
Date	Nov 18, 2020
Book Page	37455/303
Instrument	75080

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

October 2017: Deed of Trust, Transfer

Document Type	Deed of Trust
Jurisdiction	HARRISON ME
Property Address	309 CAPE MONDAY RD, HARRISON, ME 04040-4206
Document Number	0344610174
Book / Page	034461 / 000174
Instrument Date	Oct 23, 2017
Transaction Type	Transfer
Record Updated	Dec 1, 2017
Title Company	PHENIX TITLE SERVICES LLC

Transaction

Additional	Arm's Length

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 CAPE MONDAY RD HARRISON ME 040404206, HARRISON, ME 04040-4206

Mortgage

Document Number	0344610174
Date	Nov 15, 2017
Book Page	034461/000174
Instrument	58176

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 14, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 309 Cape Monday Rd was $8,700, up 6.6% from the year before.

Source: Cumberland County and Harrison Town assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Harrison Town
Unified School District	School Administrative District 17 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$8,700.00 (+6.57%)	$1,060,300 (-) Land $730,400 Building $329,900
2024	$8,164.00 (+11.15%)	$1,060,300 (+86.94%) Land $730,400 Building $329,900
2023	$7,345.00 (+8.81%)	$567,200 (-) Land $360,000 Building $207,200
2022	$6,750.00	$567,200 Land $360,000 Building $207,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 309 Cape Monday Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 309 Cape Monday Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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