319 Bourbon St, Havre De Grace, MD 21078 Property Records

Harford County property record for 319 Bourbon St, Havre De Grace, MD 21078

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,120 sqft · built 1940
Lot Size	0.048 acres (2,100 sqft)
Owner	Individual Name on File
Last Sale	$158,000 (Jul 2017)
Tax Bill	$3,101 (2026)
Deeds & Mortgages	Sep 2026 Line of Credit Jan 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-011756`

Property Details

APN / Parcel Number

Primary APN	`06-011756`
Alternative APNs	`6011756` `011756`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	3,120 sqft Total Area

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	2,100 sqft (0.048 acres)
Lot Dimensions	84 ft deep x 25 ft wide
Garage Type	Built-in
Garage Area	252 sqft
Porch	Slab
Porch Area	180 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Radiant

Location & Zoning

Account Number	011756
Street Address	319 BOURBON ST
City	HAVRE DE GRACE
State	MD
Zip	21078-3101
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Description	LT 25X84 319 BOURBON STREET HAVRE DE GRACE
Legal Subdivision	HAVRE DE GRACE
Legal Block	265
Legal Lot Number	319
Jurisdiction	HARFORD MD
Township / Civil Division	6, HAVRE DE GRACE
Census Block Group	3
Census Block	3009
Census Tract	306100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Havre de Grace Historic District listed 1982 · 904 contributing resources · NRIS 82002815

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

319 Bourbon St is owned and occupied by an individual who bought it in July 2017.

Source: Harford County records, as of October 5, 2026

Owner of Record	Individual Name on File
Mailing Address	319 BOURBON ST, HAVRE DE GRACE, MD 21078-3101
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2026	Deed of Trust, Mortgage · Line of Credit ABERDEEN PROVING GROUND FEDERAL CREDIT UNION
Jan 24, 2019	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Jan 14, 2019	Loan Modification, Mortgage · Conventional with PMI PENNYMAC
Jul 21, 2017	Deed, Transfer · FHA Mortgage SWBC MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 21, 2017 · Amount on File
Deed Sale	Jul 21, 2017 · Amount on File
Prior Sale	Jan 9, 2004 · Amount on File
Deed Document Number	201712436-0020
Deed Book / Page	12436 / 20
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Recording Date	Sep 25, 2026
Property Address	319 BOURBON ST, HAVRE DE GRACE, MD 21078-3101
Document Number	1730000035
Book / Page	17305 / 35
Instrument Date	Sep 18, 2026
Transaction Type	Mortgage
Record Updated	Oct 5, 2026
Title Company	GETZ TITLE GROUP LLC, GETZ TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	319 BOURBON ST, HAVRE DE GRACE, MD 21078-3101

Mortgage

Document Number	1730000035,
Date	Sep 25, 2026
Book Page	17305/35

Lender

Name	ABERDEEN PROVING GROUND FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Max Rate	-1%

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	319 BOURBON ST, HAVRE DE GRACE, MD 21078-3101
Document Number	0132470038
Instrument Date	Jan 24, 2019
Transaction Type	Mortgage
Record Updated	May 15, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	319 BOURBON ST HAVRE DE GRACE MD 210783101, HAVRE DE GRACE, MD 21078-3101

Mortgage

Document Number	0132470038
Date	May 3, 2019
Book Page	013247/000038

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 2, 2049

January 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HARFORD MD
Property Address	319 BOURBON ST, HAVRE DE GRACE, MD 21078-3101
Document Number	0131650107
Instrument Date	Jan 14, 2019
Transaction Type	Mortgage
Record Updated	Mar 7, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	319 BOURBON ST HAVRE DE GRACE MD 210783101, HAVRE DE GRACE, MD 21078-3101

Mortgage

Document Number	0131650107
Date	Feb 26, 2019
Book Page	013165/000107

Lender

Name	PENNYMAC
Address	MOORPARK, CA 93021

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Feb 25, 2049

Interest

Rate	4.75%

July 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Jul 21, 2017
Property Address	319 BOURBON ST, HAVRE DE GRACE, MD 21078-3101
Document Number	0124360020
Book / Page	12436 / 0020
Instrument Date	Jul 20, 2017
Instrument	12436-0020
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	LIBERTY TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	319 BOURBON ST, HAVRE DE GRACE, MD 21078-3101

Mortgage

Document Number	124360028
Date	Jul 21, 2017
Instrument	12436-0028

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 319 Bourbon St was $3,101 with a homeowner's exemption, up 102% from the year before.

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Municipality	Havre De Grace City
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,101.00 (+102.02%) Homeowner's exemption	$325,367	$348,700 Land $57,200 Building $291,500
2025	$1,535.00 Homeowner's exemption
2023		$155,867	$161,100 Land $57,200 Building $103,900
2022	$1,435.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 319 Bourbon St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 29 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	179 units insured incl. 150 condo units
Nearby Flood Claims	30 (2003–2011)
Claims Outside the SFHA	2 of 30
Most Recent Claim	Sep 2011 · rainfall accumulation
Claims by Event	Hurricane Isabel, Sep 2003 · 27 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 319 Bourbon St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HAVRE DE GRACE serves 14,000 people · EPA ID MD0120012
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2016
Treatment and Procedure	Organic carbon removal Oct 2023
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 683 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: IQ Fiber.

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