314 Bourbon St, Havre De Grace, MD 21078 Property Records

Harford County property record for 314 Bourbon St, Havre De Grace, MD 21078

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,612 sqft · built 1892
Lot Size	0.161 acres (7,000 sqft)
Owner	2 Individual Names on File
Last Sale	$165,200 (Feb 2012)
Tax Bill	$2,468 (2026)
Deeds & Mortgages	Feb 2021 Mortgage Dec 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-021077`

Property Details

APN / Parcel Number

Primary APN	`06-021077`
Alternative APNs	`6021077` `021077`

Interior

Full Baths	4 Baths
Stories	2 Stories
Building Area	2,612 sqft Total Area

Exterior

Year Built	Built 1892
Effective Year Built	Effective 1892
Exterior Material	Siding
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	7,000 sqft (0.161 acres)
Lot Dimensions	140 ft deep x 50 ft wide
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	021077
Street Address	314 BOURBON ST
City	HAVRE DE GRACE
State	MD
Zip	21078-3102
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Description	LOT 50X140 314 BOURBON STREET HAVRE DE GRACE
Legal Subdivision	HOPPERS MAP
Legal Block	266
Legal Lot Number	314
Jurisdiction	HARFORD MD
Township / Civil Division	6, HAVRE DE GRACE
Census Block Group	3
Census Block	3003
Census Tract	306100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Havre de Grace Historic District listed 1982 · 904 contributing resources · NRIS 82002815

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

314 Bourbon St is owned and occupied by two individuals who bought it in February 2012.

Source: Harford County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	314 BOURBON ST, HAVRE DE GRACE, MD 21078-3102
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2021	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
Dec 21, 2018	Deed of Trust, Mortgage · Conventional Mortgage BRANCH BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 1, 2012 · Amount on File
Deed Sale	Feb 1, 2012 · Amount on File
Prior Sale	May 6, 1997 · Amount on File
Deed Book / Page	9515 / 196
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	314 BOURBON ST, HAVRE DE GRACE, MD 21078-3102
Transaction Type	Mortgage
Record Updated	Apr 13, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0145140235
Date	Feb 23, 2021
Book Page	14514/235

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	358 Months
Due	Dec 1, 2050

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	314 BOURBON ST, HAVRE DE GRACE, MD 21078-3102
Document Number	0131310432
Instrument Date	Dec 21, 2018
Transaction Type	Mortgage
Record Updated	Feb 1, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	314 BOURBON ST HAVRE DE GRACE MD 210783102, HAVRE DE GRACE, MD 21078-3102

Mortgage

Document Number	0131310432
Date	Jan 22, 2019
Book Page	013131/000432

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 314 Bourbon St was $2,468 with a homeowner's exemption, up 13.3% from the year before.

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Municipality	Havre De Grace City
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,468.00 (+13.26%) Homeowner's exemption	$258,933	$274,100 Land $67,000 Building $207,100
2025	$2,179.00 Homeowner's exemption
2023		$221,800	$228,600 Land $67,000 Building $161,600
2022	$2,049.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 314 Bourbon St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 29 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	179 units insured incl. 150 condo units
Nearby Flood Claims	30 (2003–2011)
Claims Outside the SFHA	2 of 30
Most Recent Claim	Sep 2011 · rainfall accumulation
Claims by Event	Hurricane Isabel, Sep 2003 · 27 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 314 Bourbon St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HAVRE DE GRACE serves 14,000 people · EPA ID MD0120012
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2016
Treatment and Procedure	Organic carbon removal Oct 2023
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 683 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: IQ Fiber.

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