319 Bertschy Ln, Mathews, VA 23109 Property Records

Mathews County property record for 319 Bertschy Ln, Mathews, VA 23109

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,132 sqft · built 1978
Lot Size	0.55 acres (23,958 sqft)
Owner	2 Individual Names on Record
Last Sale	$505,000 (Dec 2020)
Tax Bill	$3,357 (2026)
Deeds & Mortgages	Apr 2023 Transfer Dec 2020 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`29-A-229`

Property Details

APN / Parcel Number

Primary APN	`29-A-229`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,132 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Split Level
Roof Type	Gable
Roof Material	Asphalt
Lot Area	23,958 sqft (0.55 acres)
Garage Type	Attached
Garage Area	840 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	319 BERTSCHY LN
City	MATHEWS
State	VA
Zip	23109
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DB 265-408 PB 15-189
Legal Lot Number	229
Jurisdiction	MATHEWS VA
Township / Civil Division	CHESAPEAKE
Census Block Group	1
Census Block	1027
Census Tract	951402

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Poplar Grove Mill and House listed 1969 · 2 contributing resources · NRIS 69000259

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Mathews County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10225 DONCASTLE CT, MECHANICSVILLE, VA 23116-5862
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2023	Transfer on Death Deed, Transfer
Dec 1, 2020	Bargain and Sale Deed, Transfer · Conventional Mortgage SOUTHERN TRUST MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 1, 2020 · Amount on Record
Deed Sale	Dec 1, 2020 · Amount on Record
Deed Document Number	20201873
Last Transfer Date	Apr 19, 2023
Transfer Doc	0000000458
Record Updated	Oct 29, 2026

April 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MATHEWS VA
Recording Date	Apr 26, 2023
Property Address	319 BERTSCHY LN, MATHEWS, VA 23109
Document Number	0230000458
Map Reference	MB 15 PG 189
Instrument Date	Apr 19, 2023
Instrument	230000458
Transaction Type	Transfer
Record Updated	May 24, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10225 DONCASTLE CT, MECHANICSVILLE, VA 23116-5862

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	10225 DONCASTLE CT, MECHANICSVILLE, VA 23116-5862

December 2020: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	MATHEWS VA
Recording Date	Dec 1, 2020
Property Address	319 BERTSCHY LN, MATHEWS, VA 23109
Document Number	200001873
Map Reference	MB 15 PG 189
Instrument Date	Nov 23, 2020
Instrument	200001873
Transaction Type	Transfer
Record Updated	Jun 29, 2021
Title Company	REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$505.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	10225 DONCASTLE CT, MECHANICSVILLE, VA 23116-5862

Mortgage

Document Number	200001874
Date	Dec 1, 2020
Instrument	200001874

Lender

Name	SOUTHERN TRUST MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Mathews County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Mathews County
Unified School District	Mathews County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,357.00	$541,500 (-) Land $142,600 Building $398,900
2025	$3,357.00 (+10.72%)
2023	$3,032.00	$541,500 Land $142,600 Building $398,900	$541,500 Land $142,600 Building $398,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 29, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	6.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 203 policies
Nearby Flood Policies	203 in force
Nearby Flood Claims	33 (1998–2022)
Most Recent Claim	Oct 2022 · tidal / storm surge
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims Tropical Depression Ernesto, Severe Storms And Flooding, Sep 2006 · 5 claims Hurricane Isabel, Sep 2003 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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