318 Bertschy Ln, Mathews, VA 23109 Property Records

Mathews County property record for 318 Bertschy Ln, Mathews, VA 23109

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,484 sqft · built 1933
Lot Size	1.5 acres (65,340 sqft)
Owner	Individual Name on File
Last Sale	$425,000 (Sep 2020)
Tax Bill	$3,156 (2026)
Deeds & Mortgages	Sep 2020 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`29-A-227`

Property Details

APN / Parcel Number

Primary APN	`29-A-227`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,484 sqft Living Area
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1933
Effective Year Built	Effective 1933
Roof Type	Gable
Roof Material	Asphalt
Lot Area	65,340 sqft (1.5 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	318 BERTSCHY LN
City	MATHEWS
State	VA
Zip	23109
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AC 1.500 B 0000/
Legal Lot Number	227
Jurisdiction	MATHEWS VA
Township / Civil Division	CHESAPEAKE
Census Block Group	1
Census Block	1027
Census Tract	951402

Owner

318 Bertschy Ln is owned by an individual who bought it in September 2020.

Source: Mathews County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	203 RUNNING CEDAR LN, HENRICO, VA 23229-7804
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 22, 2020 · Amount on File
Deed Sale	Sep 22, 2020 · Amount on File
Deed Document Number	20201422
Prior Transfer Date	Jun 16, 2010
Prior Transfer Doc	0000000859
Record Updated	Sep 20, 2026

September 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	MATHEWS VA
Recording Date	Sep 22, 2020
Property Address	318 BERTSCHY LN, MATHEWS, VA 23109
Document Number	200001422
Instrument Date	Sep 14, 2020
Instrument	200001422
Transaction Type	Transfer
Record Updated	Jun 29, 2021
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$425.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	203 RUNNINGLEDA LANE, TUCKAHOE, VA 23229

Mortgage

Document Number	200001423
Date	Sep 22, 2020
Instrument	200001423

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 318 Bertschy Ln was $3,156.

Source: Mathews County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Mathews County
Unified School District	Mathews County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,156.00	$509,100 Land $220,000 Building $289,100
2025	$3,156.00
2023	$2,850.00	$509,100 Land $220,000 Building $289,100	$509,100 Land $220,000 Building $289,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 318 Bertschy Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 29, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	6.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 203 policies
Nearby Flood Policies	203 in force
Nearby Flood Claims	33 (1998–2022)
Most Recent Claim	Oct 2022 · tidal / storm surge
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims Tropical Depression Ernesto, Severe Storms And Flooding, Sep 2006 · 5 claims Hurricane Isabel, Sep 2003 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 318 Bertschy Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20