319 Baltimore St, Waterloo, IA 50701 Property Records

Black Hawk County property record for 319 Baltimore St, Waterloo, IA 50701

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,249 sqft · built 1917
Lot Size0.129 acres (5,600 sqft)
OwnerCompany Name on Record
Last Sale$1,000 (Jan 2023)
Tax Bill$1,132 (2025)
Deeds & MortgagesOct 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN8913-26-304-010

Property Details

APN / Parcel Number

Primary APN8913-26-304-010

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,249 sqft Living Area
1st Floor Area572 sqft
Basement Area572 sqft
Unfinished Basement572 sqft
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1917
Effective Year BuiltEffective 1917
Exterior MaterialOther
Construction TypeFrame
Foundation TypeBlock
Roof TypeHip
Roof MaterialAsphalt
Lot Area5,600 sqft (0.129 acres)
Lot Dimensions140 ft deep x 40 ft wide
Garage TypeDetached
Garage Area308 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area249 sqft
Patio Area208 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address319 BALTIMORE ST
CityWATERLOO
StateIA
Zip50701-2625
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWHITNEY AND SEDGWICKS ADDITION SE 20 FT LOT 8 BLK 5 NW 20 FT LOT 9 BLK 5
Legal Range13W
Legal Township89N
Legal Section26
Legal SubdivisionWHITNEY AND SEDGWICKS ADDITION
Legal Block5
Legal Lot Number8,9
JurisdictionBLACK HAWK IA
Township / Civil DivisionWATERLOO
Census Block Group2
Census Block2027
Census Tract300

Owner

Source: Black Hawk County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1309 COFFEEN AVE, 1200, SHERIDAN, WY 82801-5777
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 3, 2023 · Amount on Record
Deed SaleJan 3, 2023 · Amount on Record
Prior SaleDec 16, 2022 · Amount on Record
Deed Document Number20239613
Prior Transfer DateDec 28, 2022
Prior Transfer Doc0000009613
Record UpdatedOct 29, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address319 BALTIMORE ST, WATERLOO, IA 50701-2625
Transaction TypeMortgage
Record UpdatedNov 13, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address1309 COFFEEN AVE 1200, 1200, SHERIDAN, WY 82801-5777

Mortgage

Document Number202400005797
DateOct 31, 2023
Instrument202400005797
Lender
NameBANKIOWA
TypeBank
AddressINDEPENDENCE, IA 50644
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term360 Months
DueOct 26, 2053

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,132.00 (+8.43%)$55,420 (+15.22%) Land $6,000 Building $49,420$55,420 (+15.22%) Land $6,000 Building $49,420
2024$1,044.00 (+2%)
2023$48,100 (+21.53%) Land $6,000 Building $42,100$48,100 (+21.53%) Land $6,000 Building $42,100
2022$870.00 Homeowner's exemption$39,580 Land $6,000 Building $33,580
2021$39,580 Land $6,000 Building $33,580

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERLOO WATER WORKS
serves 69,504 people · EPA ID IA0790074
Water SourceGroundwater
Last State InspectionNov 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 734 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Waterloo Fiber
Fiber
10,000 / 10,000
Metronet
Fiber
5,120 / 5,120
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50

May also be available: GigFire, Nextlink, T-Mobile, Verizon.

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