309 Baltimore St, Waterloo, IA 50701 Property Records

Black Hawk County property record for 309 Baltimore St, Waterloo, IA 50701 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2 Baths
Year Built	Built 1908
Square Footage	1,940 sqft Living Area
Lot Size	5,600 sqft (0.129 acres)
Garage	Detached, 1,008 sqft
Last Sale	$76,000 (2021)
Tax Bill	$1,466.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`8913-26-304-012`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Building Area	1,940 sqft Living Area
1st Floor	792 sqft 1st Floor
Attic Area	356 sqft Attic
Attic	1 Attic
Basement Area	792 sqft Basement
Finished Basement	550 sqft Finished
Unfinished Basement	792 sqft Unfinished
Game Room	Game Room
Stories	2 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Plaster Interior Structure

Exterior

Year Built	Built 1908
Effective Year Built	Effective 1908
Exterior Material	Vinyl Exterior
Construction Type	Frame Construction
Roof Construction	Hip Roof Construction
Roof Material	Asphalt Roof
Lot Area	5,600 sqft (0.129 acres)
Depth X Width	140 ft x 40 ft Depth x Width
Parking Spaces	4 Parking Spaces
Garage Type	Detached Garage
Garage Area	1,008 sqft Garage
Porch	Enclosed Porch
Porch Area	256 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	309 BALTIMORE ST
City	WATERLOO
State	IA
Zip	50701-2625
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	WHITNEY AND SEDGWICKS ADDITION SE 40 FT LOT 7 BLK 5
Legal Range	13W
Legal Township	89N
Legal Section	26
Legal Subdivision	WHITNEY AND SEDGWICKS ADDITION
Legal Block	5
Legal Lot Number	7
Jurisdiction	BLACK HAWK IA
Minor Civil Division	WATERLOO
Census Blockgroup	2
Census Block	2027
Census Tract	300

Owner

Source: Black Hawk County records · APN 8913-26-304-012

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	514 ADAMS ST, WATERLOO, IA 50703-3106
Owner Type	Owner is a Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 02, 2021 · Amount on Record
Deed Sale	Dec 02, 2021 · Amount on Record
Prior Sale	Nov 12, 2014 · Amount on Record
Deed Doc Number	2021202200011585
Prior Transfer Date	Aug 25, 2009
Prior Transfer Doc	2010007954
Record Refreshed	Sep 20, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Dec 02, 2021
Property Address	309 BALTIMORE ST, WATERLOO, IA 50701-2625
Document Number	202200011585
Instrument Date	Nov 23, 2021
Instrument	202200011585
Transaction Type	Transfer
Record Updated	Dec 15, 2021
Title Company	TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$120.80
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	309 BALTIMORE ST, WATERLOO, IA 50701-2625

Mortgage

Document Number	202200011586
Date	Dec 02, 2021
Instrument	202200011586

Lender

Name	VERIDIAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2051

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Dec 01, 2031
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	6.25%
Index	1-Year CMT
Max Rate	10.2%

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,466.00 (-15.99%)	$78,150 (+15.64%) Land $6,000 Building $72,150	$78,150 (+15.64%) Land $6,000 Building $72,150
2024	$1,745.00 (+64.93%)
2023		$67,580 (+40.41%) Land $6,000 Building $61,580	$67,580 (+40.41%) Land $6,000 Building $61,580
2022	$1,058.00	$48,130 Land $6,000 Building $42,130
2021			$48,130 Land $6,000 Building $42,130

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.