31892 Kestrel Loop, Spanish Fort (Daphne), AL 36527 Property Records

Baldwin County property record for 31892 Kestrel Loop, Spanish Fort, AL 36527

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,622 sqft · built 2019
Lot Size	0.328 acres (14,298 sqft)
Owner	Individual Name on File
Last Sale	$229,600 (Nov 2019)
Tax Bill	$885 (2026)
Deeds & Mortgages	Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`33-04-19-0-000-001.363`

Property Details

APN / Parcel Number

Primary APN	`33-04-19-0-000-001.363`
Alternative APNs	`375998` `363848`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,622 sqft Heated Area
1st Floor Area	1,622 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	14,298 sqft (0.328 acres)
Lot Dimensions	130 ft deep x 55 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	363848
Street Address	31892 KESTREL LOOP
City	DAPHNE
State	AL
Zip	36527-0033
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	55' X 130' IRR LOT 272 STONEBRIDGE PHASE 4 SLIDE 2620-C&D IN THE CITY OF LOXLEY SEC 19-T4S-R2E (WD/SURVIVORSHIP)
Legal Subdivision	STONEBRIDGE PHASE 4
Legal Phase	4
Legal Lot Number	272
Jurisdiction	BALDWIN AL
Township / Civil Division	DAPHNE
Census Block Group	4
Census Block	4017
Census Tract	10708

Owner

31892 Kestrel Loop is owned and occupied by an individual who bought it in November 2019.

Source: Baldwin County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	31892 KESTREL LOOP, DAPHNE, AL 36527-0033
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 26, 2019 · Amount on File
Deed Sale	Nov 26, 2019 · Amount on File
Deed Document Number	20191797372
Record Updated	Oct 29, 2026

October 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Oct 21, 2020
Property Address	31892 KESTREL LOOP, SPANISH FORT, AL 36527-0033
Document Number	0001865333
Instrument Date	Oct 20, 2020
Instrument	1865333
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 30, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$243.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10800 WAR EMBLEM AVE DAPHNE AL 365260708, DAPHNE, AL 36526-0708

Mortgage

Document Number	1865334
Date	Oct 21, 2020
Instrument	1865334

Lender

Name	DHI MTG
Type	Mortgage Company
Address	AUSTIN, TX 78750

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 20, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 31892 Kestrel Loop was $885 with exemptions applied, up 1.3% from the year before.

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Municipality	Loxley City
Unified School District	Baldwin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$885.00 (+1.26%) Homeowner's exemption Senior Citizen's exemption
2025	$874.00	$29,280 Land $5,420 Building $23,860	$292,600 Land $54,100 Building $238,500
2023	$834.00 (+21.22%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$27,980 (+20.6%)	$279,700 (+20.66%) Land $43,300 Building $236,400
2022	$688.00 (+8.86%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$23,200	$231,800 Land $37,500 Building $194,300
2021	$632.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 31892 Kestrel Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 31892 Kestrel Loop is moderate, ranking above 63% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · above 82% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20