31864 Kestrel Loop, Spanish Fort (Daphne), AL 36527 Property Records

Baldwin County property record for 31864 Kestrel Loop, Spanish Fort, AL 36527

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,851 sqft · built 2020
Lot Size	0.404 acres (17,634 sqft)
Owner	Individual Name on Record
Last Sale	$287,500 (Apr 2022)
Tax Bill	$1,118 (2026)
Deeds & Mortgages	Jun 2022 Mortgage May 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`33-04-19-0-000-001.360`

Property Details

APN / Parcel Number

Primary APN	`33-04-19-0-000-001.360`
Alternative APNs	`375995` `367019`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,851 sqft Heated Area
1st Floor Area	1,851 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	17,634 sqft (0.404 acres)
Lot Dimensions	130 ft deep x 48.7 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	367019
Street Address	31864 KESTREL LOOP
City	DAPHNE
State	AL
Zip	36527-0033
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	48.7' X 130.2' IRR LOT 269 STONEBRIDGE PHASE 4 SLIDE 2620-C&D IN THE CITY OF LOXLEY SEC 19-T4S-R2E (WD)
Legal Subdivision	STONEBRIDGE PHASE 4
Legal Phase	4
Legal Lot Number	269
Jurisdiction	BALDWIN AL
Township / Civil Division	DAPHNE
Census Block Group	4
Census Block	4017
Census Tract	10708

Owner

Source: Baldwin County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	31864 KESTREL LOOP, DAPHNE, AL 36527-0033
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage SYNERGY ONE LENDING
May 1, 2020	Warranty Deed, Subdivision Related Transfer · FHA Mortgage DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 1, 2022 · Amount on Record
Deed Sale	Apr 1, 2022 · Amount on Record
Prior Sale	Mar 8, 2022 · Amount on Record
Deed Document Number	20221989765
Last Transfer Date	Jun 24, 2022
Transfer Doc	0002008828
Record Updated	Oct 29, 2026

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BALDWIN AL
Recording Date	Jun 30, 2022
Property Address	31864 KESTREL LOOP, SPANISH FORT, AL 36527-0033
Document Number	0002008828
Map Reference	SL 2620-C&2620-D
Instrument Date	Jun 24, 2022
Instrument	2008828
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31864 KESTREL LOOP, SPANISH FORT, AL 36527-0033

Mortgage

Document Number	0002008829
Date	Jun 30, 2022
Instrument	2008829

Lender

Name	SYNERGY ONE LENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2032
Change Frequency	Monthly
Min Rate At Change	2.75%
Max Rate At Change	11.2%
Index	Other
Max Rate	11.2%

Mortgage

Document Number	0002008830
Date	Jun 30, 2022
Instrument	2008830

Lender

Name	GEORGIAS OWN CU
Type	Credit Union
Address	ATLANTA, GA 30303

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jun 29, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	May 1, 2020
Property Address	31864 KESTREL LOOP, SPANISH FORT, AL 36527-0033
Document Number	0001826040
Map Reference	SL 2620-C&2620-D
Instrument Date	Apr 30, 2020
Instrument	1826040
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 29, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	25366 PROFIT DR, 25366, DAPHNE, AL 36526-5126

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31864 KESTREL LOOP, SPANISH FORT, AL 36527-0033

Mortgage

Document Number	0001826041
Date	May 1, 2020
Instrument	1826041

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2050

Tax Assessment & Valuation

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Municipality	Loxley City
Unified School District	Baldwin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,118.00 (+1.45%) Homeowner's exemption
2025	$1,102.00 (+3.86%)	$31,020 (+3.75%) Land $5,420 Building $25,600	$310,100 (+3.75%) Land $54,100 Building $256,000
2023	$1,061.00 (+21.81%) Homeowner's exemption	$29,900 (+20.76%)	$298,900 (+20.77%) Land $43,300 Building $255,600
2022	$871.00 (+8.2%) Homeowner's exemption	$24,760	$247,500 Land $37,500 Building $210,000
2021	$805.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 79% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Mediacom Xtream.

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