Wicomico County property record for 31861 Downing Rd, Delmar, MD 21875
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,576 sqft · built 1975 |
| Lot Size | 1.01 acres (43,996 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $31,900 (Jan 1979) |
| Tax Bill | $1,473 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Feb 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-061105 |
| Primary APN | 05-061105 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,576 sqft Total Area |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 43,996 sqft (1.01 acres) |
| Lot Dimensions | 210 ft deep x 210 ft wide |
| Porch | Slab |
| Porch Area | 68 sqft |
| Heating Fuel | Electric |
|---|---|
| Sewer | Connected |
| Account Number | 061105 |
|---|---|
| Street Address | 31861 DOWNING RD |
| City | DELMAR |
| State | MD |
| Zip | 21875-2223 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR |
| Legal Description | BL-B L-11 1.01 ACRES SS DOWNING RD 124 PEMBROKE HILLS 3 PLAT |
| Legal Subdivision | PEMBROOK HILLS SECTION NO 3 |
| Legal Block | B |
| Jurisdiction | WICOMICO MD |
| Township / Civil Division | 5, PARSONS |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 10603 |
Source: Wicomico County records, as of September 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 31861 DOWNING RD, DELMAR, MD 21875-2223 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 8, 2021 | Deed of Trust, Mortgage · FHA Mortgage PLANET HOME LENDING LLC |
| Feb 16, 2018 | Deed of Trust, Mortgage · FHA Mortgage PLANET HM LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 16, 1979 · Amount on Record |
| Deed Sale | Jan 16, 1979 · Amount on Record |
| Deed Book / Page | 912 / 839 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WICOMICO MD |
| Property Address | 31861 DOWNING RD, DELMAR, MD 21875-2223 |
| Transaction Type | Mortgage |
| Record Updated | Jun 28, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|
| Document Number | 0048740163 |
|---|---|
| Date | Jun 8, 2021 |
| Book Page | 4874/163 |
| Name | PLANET HOME LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | MERIDEN, CT 06450 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WICOMICO MD |
| Property Address | 31861 DOWNING RD, DELMAR, MD 21875-2223 |
| Document Number | 0042950393 |
| Instrument Date | Feb 16, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 16, 2018 |
| Title Company | LENDERS TITLE SOLUTIONS |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 31861 DOWNING RD DELMAR MD 218752223, DELMAR, MD 21875-2223 |
| Document Number | 0042950393 |
|---|---|
| Date | Mar 7, 2018 |
| Book Page | 004295/000393 |
| Name | PLANET HM LNDG |
|---|---|
| Address | MERIDEN, MD 06450 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 6, 2038 |
Source: Wicomico County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Wicomico County |
| Unified School District | Wicomico County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $188,400 (+30.71%) | $221,200 (+28.6%) Land $50,000 Building $171,200 | |
| 2025 | $1,473.00 (+7.52%) Homeowner's exemption | ||
| 2023 | $1,370.00 Homeowner's exemption | $144,133 | $172,000 Land $50,000 Building $122,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · above 90% of Maryland |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
5G and 4G LTE (outdoors only)
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