3187 Co Rd 2800 E, Penfield, IL 61862 Property Records

Champaign County property record for 3187 Co Rd 2800 E, Penfield, IL 61862

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,014 sqft · built 1919
Lot Size	1 acres (57,632 sqft)
Owner	Individual Name on File
Last Sale	$26,500 (Sep 2020)
Tax Bill	$986 (2024)
Deeds & Mortgages	Sep 2020 Sale & Line of Credit May 2020 Sale & Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-06-28-200-011`

Property Details

APN / Parcel Number

Primary APN	`13-06-28-200-011`

Interior

Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,014 sqft Living Area
Gross Area	2,028 sqft
1st Floor Area	650 sqft
Basement Area	1,014 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1919
Effective Year Built	Effective 1919
Architectural Style	A-Frame
Exterior Material	Wood
Construction Type	Frame
Roof Material	Other
Lot Area	57,632 sqft (1 acres)
Porch	Open Frame Porch
Porch Area	116 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	3187 COUNTY ROAD 2800 E
City	PENFIELD
State	IL
Zip	61862-9515
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 BAKER CHILTON SUB
Legal Range	14W
Legal Township	22N
Legal Section	28
Legal Subdivision	BAKER CHILTON SUB
Legal Lot Number	1
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	KERR
Census Block Group	4
Census Block	4046
Census Tract	10400

Owner

3187 Co Rd 2800 E is owned and occupied by an individual who bought it in September 2020.

Source: Champaign County records, as of August 14, 2026

Owner of Record	Individual Name on File
Mailing Address	3187 COUNTY ROAD 2800 E, PENFIELD, IL 61862-9515
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2020	Warranty Deed, Transfer · Line of Credit THE GIFFORD STATE BANK
May 18, 2020	Warranty Deed, Transfer · Line of Credit THE GIFFORD STATE BANK
May 31, 2018	Warranty Deed, Transfer · Commercial Mortgage THE GIFFORD STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 4, 2020 · Amount on File
Deed Sale	Sep 4, 2020 · Amount on File
Prior Sale	May 18, 2020 · Amount on File
Deed Document Number	202017864
Record Updated	Sep 20, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Sep 4, 2020
Property Address	3187 COUNTY ROAD 2800 E, PENFIELD, IL 61862-9515
Document Number	0000017864
Map Reference	DOC 99R34355
Instrument Date	Aug 26, 2020
Instrument	2020R17864
Transaction Type	Transfer
Record Updated	Apr 28, 2022
Title Company	ACT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$26.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3187 COUNTY ROAD 2800 E, PENFIELD, IL 61862-9515

Mortgage

Document Number	0000017866
Date	Sep 4, 2020
Instrument	2020R17866

Lender

Name	THE GIFFORD STATE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	59 Months
Due	Aug 26, 2025

Interest

Rate	5%

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	May 18, 2020
Property Address	3187 COUNTY ROAD 2800 E, PENFIELD, IL 61862-9515
Document Number	0000008190
Map Reference	DOC 99R34355
Instrument Date	Apr 20, 2020
Instrument	2020R08190
Transaction Type	Transfer
Record Updated	Apr 28, 2022
Title Company	ALLIED CAPITAL TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$15.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32263 N 70 EAST RD, PENFIELD, IL 61862-8008

Mortgage

Document Number	0000008192
Date	May 18, 2020
Instrument	2020R08192

Lender

Name	THE GIFFORD STATE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	May 31, 2018
Property Address	3187 COUNTY ROAD 2800 E, PENFIELD, IL 61862-9515
Document Number	0000008732
Map Reference	DOC99R34355
Instrument Date	May 24, 2018
Instrument	2018R08732
Transaction Type	Transfer
Record Updated	Apr 28, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$49.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3187 COUNTY RD, PENFIELD, IL 61862

Mortgage

Document Number	0000008733
Date	May 31, 2018
Instrument	2018R08733

Lender

Name	THE GIFFORD STATE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	61 Months
Due	Jun 24, 2023

Interest

Rate	5%

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Kerr Township
Elementary School District	Armstrong-Ellis Consolidated School District 61 (KG - 08)
Secondary School District	Armstrong Township High School District 225 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$15,320 Land $8,080 Building $7,240	$45,960 Land $24,240 Building $21,720
2024	$986.00
2022	$882.00	$12,400 Land $6,540 Building $5,860	$37,200 Land $19,620 Building $17,580

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3187 Co Rd 2800 E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3187 Co Rd 2800 E is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	1,000 / 500
Watch TV Fixed Wireless	10 / 1

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Co Rd 2800 E

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