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3185 Co Rd 2800 E, Penfield, IL 61862 Property Records

Champaign County property record for 3185 Co Rd 2800 E, Penfield, IL 61862

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,248 sqft · built 1971
Lot Size1 acres (64,712 sqft)
OwnerIndividual Name on File
Last Sale$26,000 (Dec 2025)
Tax Bill$2,453 (2024)
Deeds & MortgagesDec 2025 Sale & Line of Credit
Dec 2019 Loan Modification
Flood ZoneZone X (minimal risk)
APN13-06-28-200-012

Property Details

APN / Parcel Number

Primary APN13-06-28-200-012

Interior

Full Baths1 Bath
Stories2 Stories
Building Area1,248 sqft Living Area
Gross Area1,952 sqft
1st Floor Area912 sqft
Basement Area1,248 sqft
FlooringWood
Interior WallsPlaster

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1971
Architectural StyleA-Frame
Exterior MaterialWood
Construction TypeFrame
Roof MaterialOther
Lot Area64,712 sqft (1 acres)
Garage TypeAttached
Garage Area704 sqft
Parking Spaces2 Parking Spaces
Shed1 Shed
Shed Area120 sqft

Utilities, Heating & Cooling

Heating SystemCentral

Location & Zoning

Street Address3185 COUNTY ROAD 2800 E
CityPENFIELD
StateIL
Zip61862-9515
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 2 BAKER CHILTON SUB
Legal Range14W
Legal Township22N
Legal Section28
Legal SubdivisionBAKER CHILTON SUB
Legal Lot Number2
JurisdictionCHAMPAIGN IL
Township / Civil DivisionKERR
Census Block Group4
Census Block4046
Census Tract10400

Owner

3185 Co Rd 2800 E is owned by an individual who bought it in December 2025.

Source: Champaign County records, as of August 14, 2026

Owner of RecordIndividual Name on File
Mailing Address420 ORANGE ST, LUDLOW, IL 60949-9503
Owner TypeIndividual
VestingMarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 4, 2025Warranty Deed, Transfer · Line of Credit
THE GIFFORD STATE BANK
Dec 17, 2019Loan Modification, Mortgage · Conventional Mortgage
GIFFORD ST BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 4, 2025 · Amount on File
Deed SaleDec 4, 2025 · Amount on File
Prior SaleApr 3, 2013 · Amount on File
Deed Document Number202518633
Prior Transfer DateJul 23, 2014
Prior Transfer Doc0000018607
Record UpdatedSep 20, 2026

December 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHAMPAIGN IL
Recording DateDec 4, 2025
Property Address3185 COUNTY ROAD 2800 E, PENFIELD, IL 61862-9515
Document Number0000018633
Map ReferenceDOC 99R34355
Instrument DateDec 3, 2025
Instrument2025R18633
Transaction TypeTransfer
Record UpdatedDec 15, 2025

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$26.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address420 ORANGE ST, LUDLOW, IL 60949-9503

Mortgage

Document Number0000018634
DateDec 4, 2025
Instrument2025R18634
Lender
NameTHE GIFFORD STATE BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record

December 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionCHAMPAIGN IL
Property Address3185 COUNTY ROAD 2800 E, PENFIELD, IL 61862-9515
Document Number0000000461
Instrument DateDec 17, 2019
Transaction TypeMortgage
Record UpdatedFeb 6, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3185 2800 E PENFIELD IL 61862, PENFIELD, IL 61862

Mortgage

Document Number0000000461
DateJan 10, 2020
Instrument461
Lender
NameGIFFORD ST BK
TypeBank
AddressGIFFORD, IL 61847
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term60 Months
DueJan 9, 2025
Interest
Rate4.5%

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyChampaign County
County SubdivisionKerr Township
Elementary School DistrictArmstrong-Ellis Consolidated School District 61 (KG - 08)
Secondary School DistrictArmstrong Township High School District 225 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$38,090 (+8.8%) Land $8,080 Building $30,010$114,270 (+8.8%) Land $24,240 Building $90,030
2024$2,453.00$35,010 Land $7,430 Building $27,580$105,030 Land $22,290 Building $82,740
2022$2,193.00$30,830 Land $6,540 Building $24,290$92,490 Land $19,620 Building $72,870

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3185 Co Rd 2800 E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3185 Co Rd 2800 E is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Nextlink
Fixed Wireless		1,000 / 500
Watch TV
Fixed Wireless		10 / 1

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Co Rd 2800 E

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