3185 Bern Dr, Laguna Beach, CA 92651 Property Records

Orange County property record for 3185 Bern Dr, Laguna Beach, CA 92651

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,776 sqft · built 1966
Lot Size	0.238 acres (10,368 sqft)
Owner	Trust Name on File
Last Sale	$385,000 (Nov 1997)
Tax Bill	$7,506 (2025)
Deeds & Mortgages	Nov 2021 Transfer May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`641-042-33`

Property Details

APN / Parcel Number

Primary APN	`641-042-33`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,776 sqft Living Area
1st Floor Area	1,776 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Lot Area	10,368 sqft (0.238 acres)
View / Lot	Good
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Street Address	3185 BERN DR
City	LAGUNA BEACH
State	CA
Zip	92651-2005
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 4989 BLK LOT 4
Legal Subdivision	TRACT NO 4989
Legal Tract	4989
Legal Lot Number	4
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	1
Census Block	1000
Census Tract	62619

Owner

3185 Bern Dr is owner-occupied and held in a trust since November 2021.

Source: Orange County records, as of August 4, 2026

Owner of Record	Trust Name on File
Mailing Address	3185 BERN DR, LAGUNA BEACH, CA 92651-2005
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2021	Intrafamily Transfer, Transfer
May 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage OWNING CORPORATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 7, 1997 · Amount on File
Deed Sale	Nov 7, 1997 · Amount on File
Deed Document Number	1997569656
Last Transfer Date	Nov 8, 2021
Transfer Doc	0000700707
Record Updated	Sep 20, 2026

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Nov 15, 2021
Property Address	3185 BERN DR, LAGUNA BEACH, CA 92651-2005
Document Number	0000700707
Map Reference	MB 205 PG 1-6
Instrument Date	Nov 8, 2021
Instrument	2021000700707
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3185 BERN DR, LAGUNA BEACH, CA 92651-2005

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	3185 BERN DR, LAGUNA BEACH, CA 92651-2005
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000243556
Date	May 29, 2020
Instrument	2020000243556

Lender

Name	OWNING CORPORATION
Type	Non-Lending Institution
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	133 Months
Due	Jun 1, 2031

Tax Assessment & Valuation

The 2025 property tax bill for 3185 Bern Dr was $7,506 with a homeowner's exemption.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Laguna Beach City
Unified School District	Laguna Beach Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$655,830 (+2%) Land $507,724 Building $148,106
2025	$7,506.00 Homeowner's exemption	$642,971 Land $497,769 Building $145,202
2023	$7,447.00 (+6.75%) Homeowner's exemption	$618,004 Land $478,440 Building $139,564
2022	$6,976.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3185 Bern Dr in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	11 (1983–2025)
Claims Outside the SFHA	9 of 11
Most Recent Claim	Nov 2025 · other causes
Claims by Event	Severe Winter Storms And Flooding, Mar 1998 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3185 Bern Dr is high, ranking above 72% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 47% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAGUNA BEACH COUNTY WD serves 18,862 people · EPA ID CA3010017
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Cox Communications Cable	2,000 / 100

May also be available: Verizon.

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