Orange County property record for 3170 Bern Dr, Laguna Beach, CA 92651
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,653 sqft · built 2006 |
| Lot Size | 0.181 acres (7,875 sqft) |
| Owner | Company Name on Record |
| Last Sale | $470,000 (Nov 1994) |
| Tax Bill | $12,760 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 641-051-05 |
| Primary APN | 641-051-05 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,653 sqft Living Area |
| 1st Floor Area | 2,653 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Traditional |
| Exterior Material | Stucco |
| Roof Material | Composition Shingle |
| Lot Area | 7,875 sqft (0.181 acres) |
| View / Lot | Good |
| Garage Area | 379 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 3170 BERN DR |
|---|---|
| City | LAGUNA BEACH |
| State | CA |
| Zip | 92651-2006 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | N TR 4989 BLK LOT 46 |
| Legal Subdivision | TRACT 4989 |
| Legal Tract | 4989 |
| Legal Lot Number | 46 |
| Jurisdiction | ORANGE CA |
| Township / Civil Division | SOUTH COAST |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 62619 |
Source: Orange County records, as of August 4, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 3170 BERN DR, LAGUNA BEACH, CA 92651-2006 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 15, 1994 · Amount on Record |
| Deed Sale | Nov 15, 1994 · Amount on Record |
| Deed Document Number | 1994663354 |
| Last Transfer Date | Dec 6, 2004 |
| Transfer Doc | 0001097192 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 3170 BERN DR, LAGUNA BEACH, CA 92651-2006 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | WFG TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 3170 BERN DR, LAGUNA BEACH, CA 92651-2006 |
| Document Number | 0000634807 |
|---|---|
| Date | Nov 5, 2020 |
| Instrument | 2020000634807 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2050 |
Source: Orange County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Municipality | Laguna Beach City |
| Unified School District | Laguna Beach Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,183,428 (+2%) Land $680,663 Building $502,765 | |
| 2025 | $12,760.00 (+2.24%) Homeowner's exemption | $1,160,224 (+4.04%) Land $667,317 Building $492,907 |
| 2023 | $12,480.00 (+2.43%) Homeowner's exemption | $1,115,172 Land $641,404 Building $473,768 |
| 2022 | $12,184.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 11 (1983–2025) |
| Claims Outside the SFHA | 9 of 11 |
| Most Recent Claim | Nov 2025 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 72% of the US · above 47% of California |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAGUNA BEACH COUNTY WD serves 18,862 people · EPA ID CA3010017 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Cox Communications Cable | 2,000 / 100 |
May also be available: Verizon.
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