3182 Lone Jack Rd, Encinitas, CA 92024 Property Records

San Diego County property record for 3182 Lone Jack Rd, Encinitas, CA 92024 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 1974
Square Footage3,506 sqft Living Area
Lot Size2.26 acres
OccupancyOwner Occupied
Last Sale$3,600,000 (2022)
Tax Bill$40,344.00 (2025)

Property Details

APN / Parcel Number

Primary APN264-270-12-00
Alternative APN
  • 2640910900

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Building Area3,506 sqft Living Area
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Exterior MaterialStucco Exterior
Roof MaterialTile Roof
Lot Area98,881 sqft
Parking Spaces3 Parking Spaces
Garage TypeCarport Garage
CarportCarport

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
SewageSeptic Sewage
Water SourceCommercial Water Source

Location & Zoning

Old Parcel Number2640910900
Street Address3182 LONE JACK RD
CityENCINITAS
StateCA
Zip92024-7009
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionPAR 1 TR PM01918
Legal SubdivisionCITY/ENCINITAS
Legal Tract1918
Legal Block1
JurisdictionSAN DIEGO CA
Minor Civil DivisionSAN DIEGO
Census Blockgroup1
Census Block1032
Census Tract17112

Owner

Source: San Diego County records · APN 264-270-12-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address3182 LONE JACK RD, ENCINITAS, CA 92024-7009
OccupancyOwner Occupied
Owner TypeOwner is a Company
VestingTrustor/Debtor (Borrower in Default/Foreclosure On Trustee's Deed)

Deeds, Mortgages & Sale History

DateDocument
Mar 16, 2023Deed of Trust, Mortgage · Stand Alone Second Mortgage
MORGAN STANLEY PRIVATE BANK NA
Mar 15, 2023Deed of Trust, Mortgage · Conventional Mortgage
MORGAN STANLEY PRIVATE BANK NA
Sep 16, 2022Grant Deed, Transfer · Commercial Mortgage
BLUE SAND LLC
Nov 07, 2017Grant Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 16, 2022 · Amount on Record
Deed SaleSep 16, 2022 · Amount on Record
Prior SaleNov 07, 2017 · Amount on Record
Deed Doc Number2022366433
Prior Transfer DateSep 01, 2015
Prior Transfer Doc0000505296
Record RefreshedSep 20, 2026

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address3182 LONE JACK RD, ENCINITAS, CA 92024-7009
Transaction TypeMortgage
Record UpdatedMar 27, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address3182 LONE JACK RD, ENCINITAS, CA 92024-7009

Mortgage

Document Number0000066734
DateMar 16, 2023
Instrument2023-0066734
Lender
NameMORGAN STANLEY PRIVATE BANK NA
TypeBank
AddressCINCINNATI, OH 45245
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded
Term301 Months
DueApr 01, 2048

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address3182 LONE JACK RD, ENCINITAS, CA 92024-7009
Transaction TypeMortgage
Record UpdatedMar 27, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address3182 LONE JACK RD, ENCINITAS, CA 92024-7009

Mortgage

Document Number0000065398
DateMar 15, 2023
Instrument2023-0065398
Lender
NameMORGAN STANLEY PRIVATE BANK NA
TypeBank
AddressCINCINNATI, OH 45245
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2053
Interest
Rate TypeAdjustable Rate
Rate5.65%
Type Change DateApr 01, 2033
Change Frequency6 Months
Min Rate At Change3%
Max Rate At Change10.6%
IndexOther
Margin3
Max Rate10.6%

September 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateSep 16, 2022
Property Address3182 LONE JACK RD, ENCINITAS, CA 92024-7009
Document Number0000366433
Map ReferenceFILE 73-265534
Instrument DateAug 23, 2022
Instrument2022-0366433
Transaction TypeTransfer
Record UpdatedJun 07, 2023
Title CompanyFIRST AMERICAN TTL SAN DIEGO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address3182 LONE JACK RD, ENCINITAS, CA 92024-7009

Mortgage

Document Number0000366434
DateSep 16, 2022
Instrument2022-0366434
Lender
NameBLUE SAND LLC
TypeNon-Lending Institution
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

November 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateNov 07, 2017
Property Address3182 LONE JACK RD, ENCINITAS, CA 92024-7009
Document Number0000520403
Map ReferencePM1918
Instrument DateOct 12, 2017
Instrument2017-0520403
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
AddressPO BOX 25, CARDIFF, CA 92007-0025

Mortgage

Document Number0000520404
DateNov 07, 2017
Instrument2017-0520404
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2047

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEncinitas City
Elementary School DistrictEncinitas Union Elementary School District (KG - 06)
Secondary School DistrictSan Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$3,820,348 (+2%) Land $2,759,140 Building $1,061,208
2025$40,344.00 (+10.44%) Homeowner's exemption$3,745,440 (+8.31%) Land $2,705,040 Building $1,040,400
2023$36,530.00 (+72.88%) Homeowner's exemption$3,458,000 Land $2,497,000 Building $961,000
2022$21,130.00

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