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2969 Lone Jack Rd, Encinitas, CA 92024 Property Records

San Diego County property record for 2969 Lone Jack Rd, Encinitas, CA 92024 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3.5 Baths
Year BuiltBuilt 2003
Square Footage4,304 sqft Living Area
Lot Size2.43 acres
OccupancyOwner Occupied
Tax Bill$18,275.00 (2025)

Owner

Source: San Diego County records · APN 264-160-49-00

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address2969 LONE JACK RD, ENCINITAS, CA 92024-7006
OccupancyOwner Occupied
Owner TypeOwner is a Company
VestingTrustor/Debtor (Borrower in Default/Foreclosure On Trustee's Deed)

Deeds, Mortgages & Sale History

DateDocument
Nov 10, 2021Intrafamily Transfer, Transfer
TICOR TITLE COMPANY
Nov 10, 2021Intrafamily Transfer, Transfer · Veterans Administration Mortgage
CARDINAL FINANCIAL COMPANY LP
Sep 09, 2019Deed of Trust, Mortgage · Line of Credit
MISSION FCU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 10, 2021
Deed SaleNov 10, 2021
Prior SaleAug 31, 2001 · Amount on Record
Deed Doc Number2021780523
Prior Transfer DateOct 21, 2021
Prior Transfer Doc0000782281
Record RefreshedSep 20, 2026

November 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateNov 10, 2021
Property Address2969 LONE JACK RD, ENCINITAS, CA 92024-7006
Document Number0000782281
Map ReferencePL 264-160-2
Instrument DateOct 21, 2021
Instrument2021-0782281
Transaction TypeTransfer
Record UpdatedJun 07, 2023
Title CompanyTICOR TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address2969 LONE JACK RD, ENCINITAS, CA 92024-7006

November 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateNov 10, 2021
Property Address2969 LONE JACK RD, ENCINITAS, CA 92024-7006
Document Number0000780523
Map ReferenceMAP 326
Instrument DateOct 21, 2021
Instrument2021-0780523
Transaction TypeTransfer
Record UpdatedNov 18, 2021
Title CompanyTICOR TITLE COMPANY/CA, TICOR TITLE COMPANY SD

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address2969 LONE JACK RD, ENCINITAS, CA 92024-7006

Mortgage

Document Number0000780524
DateNov 10, 2021
Instrument2021-0780524
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2051

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address2969 LONE JACK RD, ENCINITAS, CA 92024-7006
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000387623
DateSep 09, 2019
Instrument2019-0387623
Lender
NameMISSION FCU
TypeCredit Union
AddressSAN DIEGO, CA 92191
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueSep 30, 2044
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEncinitas City
Elementary School DistrictEncinitas Union Elementary School District (KG - 06)
Secondary School DistrictSan Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$1,552,596 (+2%) Land $572,591 Building $980,005
2025$18,275.00 (+6.08%) Homeowner's exemption$1,522,154 (+4.04%) Land $561,364 Building $960,790
2023$17,228.00 (+1.82%) Homeowner's exemption$1,463,048 Land $539,566 Building $923,482
2022$16,920.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayYes
Base Flood ElevationVaries along the reach; see FIRM

Wildfire

Wildfire RiskLow
above 7% of the US · above 4% of California
Wildfire LikelihoodAbout 1 in 4,348 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN264-160-49-00
Alternative APN
  • 2641604500

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Partial Baths1 Partial Baths
Building Area4,304 sqft Living Area

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Lot Area105,851 sqft
Parking Spaces3 Parking Spaces

Location & Zoning

Old Parcel Number2641604500
Street Address2969 LONE JACK RD
CityENCINITAS
StateCA
Zip92024-7006
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionBLK 88 (EX ST)DOC87-319487 IN STS CLSD ADJ&IN TR 000326
Legal SubdivisionOLIVENHAIN COLONY
Legal Tract000326
Legal Block88
JurisdictionSAN DIEGO CA
Minor Civil DivisionSAN DIEGO
Census Blockgroup2
Census Block2011
Census Tract17111

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